2162 el Ranchero Dr, Arnold, CA 95223 Property Records

Calaveras County property record for 2162 el Ranchero Dr, Arnold, CA 95223

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,536 sqft · built 1989
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Company Names on File
Last Sale	$460,000 (Apr 2024)
Tax Bill	$5,591 (2025)
Deeds & Mortgages	Mar 2026 Transfer Apr 2024 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`026-054-007-000`

Property Details

APN / Parcel Number

Primary APN	`026-054-007-000`
Alternative APN	`026-054-007`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,536 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Conventional
Construction Type	Wood
Lot Area	15,246 sqft (0.35 acres)

Utilities, Heating & Cooling

Sewer	Septic

Location & Zoning

Street Address	2162 EL RANCHERO DR
City	ARNOLD
State	CA
Zip	95223
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BLUE LAKE SPRINGS SUB 12 LOT 117
Legal Subdivision	BLUE LAKE SPRINGS SUB
Legal Lot Number	117
Legal Unit	12
Jurisdiction	CALAVERAS CA
Township / Civil Division	ARNOLD-WEST POINT
Census Block Group	1
Census Block	1018
Census Tract	506

Owner

Source: Calaveras County records, as of July 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on File
Mailing Address	537 VIRGINIA AVE, CAMPBELL, CA 95008-3911
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2026	Intrafamily Transfer, Transfer
Apr 5, 2024	Grant Deed, Transfer PLACER TITLE COMPANY
Oct 14, 2022	Grant Deed, Transfer · Commercial Mortgage CIVIC FINANCIAL SERVICES LLC
Aug 18, 2022	Intrafamily Transfer, Transfer
Oct 26, 2018	Grant Deed, Transfer · Conventional Mortgage LENDUS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2024 · Amount on File
Deed Sale	Apr 5, 2024 · Amount on File
Prior Sale	Oct 26, 2018 · Amount on File
Deed Document Number	20242693
Prior Transfer Date	Oct 5, 2022
Prior Transfer Doc	0000012232
Record Updated	Sep 20, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALAVERAS CA
Recording Date	Mar 25, 2026
Property Address	2162 EL RANCHERO DR, ARNOLD, CA 95223
Document Number	0000002375
Map Reference	MB 2 PG H3
Instrument Date	Feb 26, 2026
Instrument	2026-002375
Transaction Type	Transfer
Record Updated	Apr 14, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	537 VIRGINIA AVE, CAMPBELL, CA 95008-3911

April 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALAVERAS CA
Recording Date	Apr 5, 2024
Property Address	2162 EL RANCHERO DR, ARNOLD, CA 95223
Document Number	0000002693
Map Reference	MB 2 PG 113
Instrument Date	Apr 3, 2024
Instrument	2024-002693
Transaction Type	Transfer
Record Updated	May 1, 2024
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	537 VIRGINIA AVE, CAMPBELL, CA 95008-3911

October 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALAVERAS CA
Recording Date	Oct 14, 2022
Property Address	2162 EL RANCHERO DR, ARNOLD, CA 95223
Document Number	0000012232
Map Reference	MB 2 PG 13
Instrument Date	Oct 5, 2022
Instrument	2022-012232
Transaction Type	Transfer
Record Updated	Aug 24, 2023
Title Company	USA NATIONAL TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1104 LARCH AVE, MORAGA, CA 94556-1834

Mortgage

Document Number	0000012233
Date	Oct 14, 2022
Instrument	2022-012233

Lender

Name	CIVIC FINANCIAL SERVICES LLC
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALAVERAS CA
Recording Date	Aug 18, 2022
Property Address	2162 EL RANCHERO DR, ARNOLD, CA 95223
Document Number	0000010275
Map Reference	MB 2 PG 113
Instrument Date	Aug 11, 2022
Instrument	2022-010275
Transaction Type	Transfer
Record Updated	Aug 24, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1104 LARCH AVE, MORAGA, CA 94556-1834
Investor	Possibly a Property Investor

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALAVERAS CA
Recording Date	Oct 26, 2018
Property Address	2162 EL RANCHERO DR, ARNOLD, CA 95223
Document Number	0000012053
Map Reference	MB2 PG113
Instrument Date	Oct 19, 2018
Instrument	2018-012053
Transaction Type	Transfer
Record Updated	Aug 26, 2021
Title Company	PLACER TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	241 WALNUT AVE, WALNUT CREEK, CA 94598-3372
Investor	Possibly a Property Investor

Mortgage

Document Number	0000012054
Date	Oct 26, 2018
Instrument	2018-012054

Lender

Name	LENDUS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Calaveras County assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	California
County	Calaveras County
Secondary School District	Bret Harte Union High School District (09 - 12)
Elementary School District	Vallecito Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$478,584 (+2%) Land $31,212 Building $447,372
2025	$5,591.00 (+26.46%)	$469,200 (+31.61%) Land $30,600 Building $438,600
2023	$4,421.00 (+4.99%)	$356,503 Land $42,886 Building $313,617
2022	$4,211.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 85% of the US · above 65% of California
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLUE LAKE SPRINGS MUT WTR private · serves 4,822 people · EPA ID CA0510009
Water Source	Purchased surface water from CCWD - EBBETTS PASS
Last State Inspection	Oct 2023
Lead	16 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Cal.net.

Cell Coverage

5G (outdoors only) and 4G LTE

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