2162 Cumbre Pl, El Cajon, CA 92020 Property Records

San Diego County property record for 2162 Cumbre Pl, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,550 sqft · built 1977
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Company Names on Record
Last Sale	$407,000 (May 2002)
Tax Bill	$9,035 (2025)
Deeds & Mortgages	Jan 2026 Transfer Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`386-561-23-00`

Property Details

APN / Parcel Number

Primary APN	`386-561-23-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,550 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Conventional
Exterior Material	Stucco
Roof Material	Tile
Lot Area	43,996 sqft
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2162 CUMBRE PL
City	EL CAJON
State	CA
Zip	92020-1005
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-9
Legal Description	LOT 212 TR 008159
Legal Subdivision	FLETCHER HILLS
Legal Tract	008159
Legal Block	2
Legal Lot Number	212
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2004
Census Tract	16201

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2162 CUMBRE PL, EL CAJON, CA 92020-1005
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2026	Intrafamily Transfer, Transfer
Jul 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage THE TURNKEY FOUNDATION INC
Dec 10, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage THE TURNKEY FOUNDATION INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2002 · Amount on Record
Deed Sale	May 2, 2002 · Amount on Record
Prior Sale	Dec 23, 1994 · Amount on Record
Deed Document Number	2002374568
Prior Transfer Date	May 12, 1994
Prior Transfer Doc	0000323588
Record Updated	Oct 29, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 30, 2026
Property Address	2162 CUMBRE PL, EL CAJON, CA 92020-1005
Document Number	0000027637
Map Reference	MAP 8159
Instrument Date	Jan 29, 2026
Instrument	2026-0027637
Transaction Type	Transfer
Record Updated	Feb 9, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2162 CUMBRE PL, EL CAJON, CA 92020-1005

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2162 CUMBRE PL, EL CAJON, CA 92020-1005
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	USA NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000309951
Date	Jul 29, 2019
Instrument	2019-0309951

Lender

Name	THE TURNKEY FOUNDATION INC
Type	Mortgage Company
Address	SANTA ANA, CA 92705

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2034

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 10, 2020
Property Address	2162 CUMBRE PL, EL CAJON, CA 92020-1005
Document Number	0000794727
Map Reference	MAP 8159
Instrument Date	Dec 4, 2020
Instrument	2020-0794727
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	LAWYERS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2162 CUMBRE PL, EL CAJON, CA 92020-1005

Mortgage

Document Number	0000794728
Date	Dec 10, 2020
Instrument	2020-0794728

Lender

Name	THE TURNKEY FOUNDATION INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$620,876 (+2%) Land $264,272 Building $356,604
2025	$9,035.00 (+19.27%) Homeowner's exemption	$608,703 (+4.04%) Land $259,091 Building $349,612
2023	$7,575.00 (-2.25%) Homeowner's exemption	$585,068 Land $249,031 Building $336,037
2022	$7,749.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1983)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1983 · Coastal Storms, Floods, Slides & Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PADRE DAM MWD serves 93,980 people · EPA ID CA3710037
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2022
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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