Durham County property record for 2162 Charles St, Durham, NC 27707
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 980 sqft · built 1972 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $128,000 (May 2020) |
| Tax Bill | $1,844 (2026) |
| Deeds & Mortgages | Aug 2022 Mortgage Aug 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0820-37-3228 |
| Primary APN | 0820-37-3228 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 980 sqft Heated Area |
| 1st Floor Area | 980 sqft |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Ranch |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 154 ft deep x 50 ft wide |
| Heating System | Radiant |
|---|---|
| Sewer | Municipal |
| Street Address | 2162 CHARLES ST |
|---|---|
| City | DURHAM |
| State | NC |
| Zip | 27707-2908 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RU-5 |
| Legal Description | PROP-LIPSCOMB NONIE C/LT# 19-20 PL:000000-000000 |
| Legal Subdivision | NONIE C LIMPSCOMB |
| Legal Lot Number | 19,20 |
| Jurisdiction | DURHAM NC |
| Township / Civil Division | DURHAM |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 700 |
Source: Durham County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2162 CHARLES ST, DURHAM, NC 27707-2908 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 8, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ZILLOW HOME LOANS LLC |
| Aug 10, 2022 | Special Warranty Deed, Transfer · FHA Mortgage ZILLOW HOME LOANS LLC |
| May 22, 2020 | Warranty Deed, Transfer NAVY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 22, 2020 · Amount on Record |
| Deed Sale | May 22, 2020 · Amount on Record |
| Deed Document Number | 202018837 |
| Deed Book / Page | 8952 / 442 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 2162 CHARLES ST, DURHAM, NC 27707-2908 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0097580168 |
|---|---|
| Date | Aug 8, 2022 |
| Book Page | 9758/168 |
| Instrument | 2022032278 |
| Name | ZILLOW HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | LEAWOOD, KS 66211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | DURHAM NC |
| Recording Date | Aug 10, 2022 |
| Property Address | 2162 CHARLES ST, DURHAM, NC 27707-2908 |
| Document Number | 0097590517 |
| Book / Page | 9759 / 517 |
| Instrument Date | Aug 4, 2022 |
| Instrument | 2022032563 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2162 CHARLES ST, DURHAM, NC 27707-2908 |
| Document Number | 2022032564 |
|---|---|
| Date | Aug 10, 2022 |
| Instrument | 2022032564 |
| Name | ZILLOW HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DURHAM NC |
| Recording Date | May 22, 2020 |
| Property Address | 2162 CHARLES ST, DURHAM, NC 27707-2908 |
| Document Number | 0089520442 |
| Book / Page | 008952 / 000442 |
| Instrument Date | Apr 8, 2020 |
| Instrument | 18837 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $256.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2162 CHARLES ST DURHAM NC 277072908, DURHAM, NC 27707-2908 |
| Document Number | 89520449 |
|---|---|
| Date | May 22, 2020 |
| Book Page | 008952/000449 |
| Instrument | 18839 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 21, 2050 |
Source: Durham County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Durham County |
| Municipality | Durham City |
| Unified School District | Durham Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,844.00 (+2.56%) | $181,450 (-) Land $78,975 Building $102,475 | $181,450 (-) Land $78,975 Building $102,475 |
| 2025 | $1,798.00 (+24.34%) | $181,450 (+64.34%) Land $78,975 Building $102,475 | $181,450 (+64.34%) Land $78,975 Building $102,475 |
| 2023 | $1,446.00 (+2.34%) | $110,412 Land $17,610 Building $92,802 | $110,412 Land $17,610 Building $92,802 |
| 2022 | $1,413.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (2016–2018) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DURHAM serves 333,490 people · EPA ID NC0332010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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