21613 Cedar St, Saint Clair Shores, MI 48081 Property Records

Macomb County property record for 21613 Cedar St, Saint Clair Shores, MI 48081

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 982 sqft · built 1954
Lot Size0.112 acres (4,879 sqft)
OwnerIndividual Name on Record
Last Sale$170,000 (Apr 2024)
Tax Bill$4,029 (2025)
Deeds & MortgagesApr 2024 Sale & Mortgage
Sep 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN09-14-22-201-028

Property Details

APN / Parcel Number

Primary APN09-14-22-201-028
Alternative APN
  • 1422201028

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area982 sqft Living Area
1st Floor Area982 sqft

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeBrick
Roof TypeGable
Lot Area4,879 sqft (0.112 acres)
Lot Dimensions121 ft deep x 40 ft wide
Garage TypeDetached
Garage Area460 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area32 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address21613 CEDAR ST
CitySAINT CLAIR SHORES
StateMI
Zip48081-2822
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal DescriptionCASPAR HOFFMAN CO'S. SUPERHIGHWAY SUBDIVISION (L9, P88) LOT 225 & 1/2 OF VAC ALLEY
Legal SubdivisionS SUPERHIGHWAY SUBDIVISION
Legal Lot Number1,225
JurisdictionMACOMB MI
Township / Civil DivisionST. CLAIR SHORES
Census Block Group2
Census Block2004
Census Tract251100

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address21613 CEDAR ST, SAINT CLAIR SHORES, MI 48081-2822
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 2, 2024Warranty Deed, Transfer · Conventional Mortgage
HFG HOLDINGS INC
Sep 6, 2022Warranty Deed, Transfer · Conventional Mortgage
MORTGAGE 1 INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 2, 2024 · Amount on Record
Deed SaleApr 2, 2024 · Amount on Record
Prior SaleSep 6, 2022 · Amount on Record
Deed Document Number202423960
Deed Book / Page29529 / 770
Last Transfer DateMay 17, 2024
Transfer Doc2400044796
Record UpdatedOct 29, 2026

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACOMB MI
Recording DateApr 2, 2024
Property Address21613 CEDAR ST, SAINT CLAIR SHORES, MI 48081-2822
Document Number2400023960
Book / Page29529 / 770
Map ReferenceLB 9 PG 88
Instrument DateMar 22, 2024
Instrument202400023960
Transaction TypeTransfer
Record UpdatedMay 1, 2024

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,275.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address21613 CEDAR ST, SAINT CLAIR SHORES, MI 48081-2822

Transferred To (Grantee/Buyer)

NameVerified Name
Address21613 CEDAR ST, SAINT CLAIR SHORES, MI 48081-2822

Mortgage

Document Number2400021544
DateApr 2, 2024
Instrument202400021544
Lender
NameHFG HOLDINGS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2054

Mortgage

Document Number2400021544
DateMar 25, 2024
Book Page29519/613
Instrument202400021544
Lender
NameHFG HOLDINGS INC
TypeMortgage Company
Address1650 RESEARCH DR # 200, TROY, MI 48083
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2054

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACOMB MI
Recording DateSep 6, 2022
Property Address21613 CEDAR ST, SAINT CLAIR SHORES, MI 48081-2822
Document Number2200104519
Book / Page28794 / 763
Map ReferenceLB 9 PG 88
Instrument DateAug 25, 2022
Instrument202200104519
Transaction TypeTransfer
Record UpdatedJan 19, 2023
Title CompanyCHIRCO TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$900.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address21613 CEDAR ST, SAINT CLAIR SHORES, MI 48081-2822

Transferred To (Grantee/Buyer)

NameVerified Name
Address21613 CEDAR ST, SAINT CLAIR SHORES, MI 48081-2822

Mortgage

Document Number2200108965
DateSep 19, 2022
Book Page28816/326
Instrument202200108965
Lender
NameMORTGAGE 1 INC
TypeMortgage Company
AddressSTERLING HEIGHTS, MI 48314
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2052

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
MunicipalitySt. Clair Shores City
Unified School DistrictLakeview Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$87,900 (+21.58%)$175,800 (+21.58%)
2025$4,029.00 (+122.11%)
2023$72,300$144,600
2022$1,814.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ST. CLAIR SHORES
serves 59,715 people · EPA ID MI0006280
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionJan 2022
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 765 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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