2161 Saint James Ave, Cincinnati, OH 45206 Property Records

Hamilton County property record for 2161 Saint James Ave, Cincinnati, OH 45206

Property Summary

Property TypeLandominium
Details2 bd · 3 ba · 1,316 sqft · built 1988
Lot Size0.078 acres (3,441 sqft)
OwnerIndividual Name on Record
Last Sale$180,000 (Aug 2019)
Tax Bill$4,179 (2025)
Deeds & MortgagesMay 2020 Mortgage
Aug 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN069-0003-0230-00

Property Details

APN / Parcel Number

Primary APN069-0003-0230-00

Interior

Bedrooms2 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,316 sqft Living Area
1st Floor Area658 sqft
2nd Floor Area658 sqft
Basement Area658 sqft
Finished Basement200 sqft
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeMasonry / Concrete Block
Lot Area3,441 sqft (0.078 acres)
Lot Dimensions120 ft deep x 29 ft wide
Garage TypeBasement
Garage Area240 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area24 sqft
Patio Area168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address2161 SAINT JAMES AVE
CityCINCINNATI
StateOH
Zip45206-2612
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Landominium
Legal DescriptionST JAMES AVENUE 28.50 X 120 FT LOT 9 ST JAMES SUB
Legal SubdivisionST JAMES SUB
Legal Lot Number9
JurisdictionHAMILTON OH
Township / Civil DivisionCINCINNATI
Census Block Group1
Census Block1008
Census Tract1900

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4909 OAKBROOK LN, MASON, OH 45040-5717
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 30, 2020Deed of Trust, Mortgage
FIRST SVGS BK
Aug 29, 2019Fiduciary Deed, Transfer · Conventional Mortgage
FIRST SAVINGS BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 29, 2019 · Amount on Record
Deed SaleAug 29, 2019 · Amount on Record
Deed Document Number0000073143
Deed Book / Page13991 / 02243
Record UpdatedJun 8, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address2161 SAINT JAMES AVE, CINCINNATI, OH 45206-2612
Document Number0000052397
Instrument DateMay 30, 2020
Transaction TypeMortgage
Record UpdatedJul 28, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2461 ST JAMES AVE CINCINNATI OH 45206, CINCINNATI, OH 45206

Mortgage

Document Number0000052397
DateJun 4, 2020
Book Page014182/002377
Instrument52397
Lender
NameFIRST SVGS BK
TypeFederal Savings Bank
AddressJEFFERSONVILLE, IN 47130
Agreement
AmountAmount Recorded
Term360 Months
DueJun 3, 2050

August 2019: Fiduciary Deed, Transfer

Document TypeFiduciary Deed
JurisdictionHAMILTON OH
Recording DateAug 29, 2019
Property Address2161 SAINT JAMES AVE, CINCINNATI, OH 45206-2612
Document Number0000073143
Book / Page13991 / 02243
Map ReferenceMB 271 PG 69
Instrument DateAug 12, 2019
Instrument2019-0073143
Transaction TypeTransfer
Record UpdatedFeb 22, 2022
Title CompanyRIVERTOWNE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$720.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address501 E LEWIS CLARK PARKWAY, CLARKSVILLE, IN 47129-1729

Mortgage

Document Number0000073145
DateAug 29, 2019
Instrument2019-0073145
Lender
NameFIRST SAVINGS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2049

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityCincinnati City
Unified School DistrictCincinnati City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,179.00 (+0.14%)$65,902 (-) Land $10,675 Building $55,227
2024$4,173.00 (-0.17%)$65,902 (-) Land $10,675 Building $55,227
2023$4,180.00 (-5.88%)$65,902 (+4.61%) Land $10,675 Building $55,227$188,290 (+4.61%) Land $30,500 Building $157,790
2022$4,441.00$63,000 Land $8,750 Building $54,250
2020$180,000 Land $25,000 Building $155,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (1979–1983)
Most Recent ClaimJun 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
100 / 20

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