Black Hawk County property record for 2161 Rainbow Dr, Waterloo, IA 50701
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,144 sqft · built 1969 |
| Lot Size | 0.62 acres (27,010 sqft) |
| Owner | Individual Name on File |
| Last Sale | $245,000 (Oct 2025) |
| Tax Bill | $4,224 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit May 2021 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-17-452-003 |
| Primary APN | 8913-17-452-003 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,144 sqft Living Area |
| 1st Floor Area | 1,144 sqft |
| Basement Area | 1,144 sqft |
| Finished Basement | 500 sqft |
| Unfinished Basement | 1,144 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 27,010 sqft (0.62 acres) |
| Lot Dimensions | 365 ft deep x 74 ft wide |
| Garage Type | Detached |
| Garage Area | 936 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 140 sqft |
| Patio Area | 512 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 2161 RAINBOW DR |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50701-1044 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MIDWAY IN CASTLE HILL LOT 3 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 17 |
| Legal Subdivision | MIDWAY IN CASTLE HILL |
| Legal Lot Number | 3 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 1503 |
Source: Black Hawk County assessment roll, as of October 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2161 RAINBOW DR, WATERLOO, IA 50701-1044 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 24, 2025 | Deed of Trust, Mortgage · Line of Credit IOWA BANKERS MORTGAGE CORP |
| May 4, 2021 | Warranty Deed, Transfer · Conventional Mortgage FIDELITY BANK & TRUST |
| Apr 14, 2021 | Deed of Trust, Mortgage · Line of Credit GREENSTATE CU |
| Oct 16, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance VERIDIAN CREDIT UNION |
| Nov 26, 2019 | Warranty Deed, Transfer · Stand-Alone First Mortgage GREENSTATE CREDIT UNION |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 24, 2025 · Amount on Record |
| Deed Sale | Oct 24, 2025 · Amount on Record |
| Prior Sale | May 4, 2021 · Amount on Record |
| Deed Document Number | 202515656 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 2161 RAINBOW DR, WATERLOO, IA 50701-1044 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2161 RAINBOW DR, WATERLOO, IA 50701-1044 |
| Investor | Possibly a Property Investor |
| Document Number | 0202515658 |
|---|---|
| Date | Oct 24, 2025 |
| Instrument | 2025-15658 |
| Name | IOWA BANKERS MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | 8901 NORTHPARK DR, JOHNSTON, IA 50131 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Change Frequency | Monthly |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | May 4, 2021 |
| Property Address | 2161 RAINBOW DR, WATERLOO, IA 50701-1044 |
| Document Number | 202100023246 |
| Instrument Date | Apr 30, 2021 |
| Instrument | 202100023246 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $327.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2161 RAINBOW DR, WATERLOO, IA 50701-1044 |
| Document Number | 202100023247 |
|---|---|
| Date | May 4, 2021 |
| Instrument | 202100023247 |
| Name | FIDELITY BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 2161 RAINBOW DR, WATERLOO, IA 50701-1044 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2161 RAINBOW DR, WATERLOO, IA 50701-1044 |
| Document Number | 202100021609 |
|---|---|
| Date | Apr 14, 2021 |
| Instrument | 202100021609 |
| Name | GREENSTATE CU |
|---|---|
| Type | Credit Union |
| Address | NORTH LIBERTY, IA 52317 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 2161 RAINBOW DR, WATERLOO, IA 50701-1044 |
| Transaction Type | Mortgage |
| Record Updated | Nov 13, 2019 |
| Name | Verified Name |
|---|
| Document Number | 202000007082 |
|---|---|
| Date | Oct 16, 2019 |
| Instrument | 202000007082 |
| Name | VERIDIAN CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Nov 26, 2019 |
| Property Address | 2161 RAINBOW DR, WATERLOO, IA 50701-1044 |
| Document Number | 202000009726 |
| Instrument Date | Nov 8, 2019 |
| Instrument | 202000009726 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2161 RAINBOW DR, WATERLOO, IA 50701-1044 |
| Document Number | 202000009727 |
|---|---|
| Date | Nov 26, 2019 |
| Instrument | 202000009727 |
| Name | GREENSTATE CREDIT UNION |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 202000009726 |
|---|---|
| Date | Nov 26, 2019 |
| Instrument | 202000009726 |
| Name | GREENSTATE CREDIT UNION |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2049 |
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Cedar Falls Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,224.00 Homeowner's exemption | $232,350 (+9.64%) Land $34,410 Building $197,940 | $232,350 (+9.64%) Land $34,410 Building $197,940 |
| 2024 | $4,224.00 (+13.67%) | ||
| 2023 | $211,930 (+24.42%) Land $34,410 Building $177,520 | $211,930 (+24.42%) Land $34,410 Building $177,520 | |
| 2022 | $3,716.00 Homeowner's exemption | $170,340 Land $34,410 Building $135,930 | |
| 2021 | $170,340 Land $34,410 Building $135,930 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 58 (1978–2016) |
| Most Recent Claim | Sep 2016 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 71% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cedar Falls Municipal Communications Utility Fiber | 10,000 / 10,000 |
| Mediacom Communications Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: AMG Technology Investment Group, LTD Broadband, Metronet Holdings.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures