2161 Plank Rd, Cottrellville (Marine City), MI 48039 Property Records

St. Clair County property record for 2161 Plank Rd, Cottrellville, MI 48039

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,706 sqft · built 1957
Lot Size	0.41 acres (17,860 sqft)
Owner	2 Individual Names on File
Last Sale	$89,900 (Jul 2008)
Tax Bill	$2,761 (2025)
Deeds & Mortgages	Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-02-002-4040-000`

Property Details

APN / Parcel Number

Primary APN	`74-02-002-4040-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,706 sqft Living Area
1st Floor Area	1,706 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Ranch
Lot Area	17,860 sqft (0.41 acres)
Lot Dimensions	183 ft deep x 97.5 ft wide
Garage Area	612 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2161 PLANK RD
City	COTTRELLVILLE
State	MI
Zip	48039-1565
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	W 97.5' OF E 456.5' OF N 183' OF E 1/2 OF SE 1/4, SEC 2, CONT .41 A T3N R16E SEC 2
Legal Range	16E
Legal Township	03N
Legal Section	02
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	MARINE CITY
Census Block Group	3
Census Block	3035
Census Tract	644000

Owner

2161 Plank Rd is owned and occupied by two individuals who bought it in July 2008.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2161 PLANK RD, COTTRELLVILLE, MI 48039-1565
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2008 · Amount on File
Deed Sale	Jul 18, 2008 · Amount on File
Prior Sale	Aug 16, 2007 · Amount on File
Deed Document Number	200817535
Deed Book / Page	3862 / 774
Prior Transfer Date	Aug 9, 2007
Prior Transfer Doc	3754/707
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	2161 PLANK RD, COTTRELLVILLE, MI 48039-1565
Transaction Type	Mortgage
Record Updated	Oct 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2161 PLANK RD, COTTRELLVILLE, MI 48039-1565

Mortgage

Document Number	5427113
Date	Sep 28, 2021
Book Page	5427/113
Instrument	2021027544

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 2161 Plank Rd was $2,761 with a homeowner's exemption, up 2.4% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	Marine City
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$102,800 (+1.58%)	$205,600
2025	$2,761.00 (+2.45%) Homeowner's exemption	$101,200
2024	$2,695.00		$202,400
2023		$97,200
2022	$2,532.00		$194,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2161 Plank Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2161 Plank Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARINE CITY serves 4,652 people · EPA ID MI0004090
Water Source	Surface water
Last State Inspection	Aug 2022
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Mar 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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