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2161 Lake Rd, Aurora, NY 13026 Property Records

Cayuga County and Ledyard Town property record for 2161 Lake Rd, Aurora, NY 13026

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 1,800 sqft · built 1992
Lot Size1.1 acres (47,916 sqft)
OwnerIndividual Name on File
Tax Bill$14,471 (2026)
Deeds & MortgagesNov 2020 Refinance
Jul 2020 Loan Modification
Flood ZoneZone X (minimal risk)
APN053489 203.02-1-1

Property Details

APN / Parcel Number

Primary APN053489 203.02-1-1
Alternative APNs
  • 348920300200010010000000
  • 08060040

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,800 sqft Living Area
1st Floor Area1,440 sqft
Upper Floors Area360 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleContemporary
Exterior MaterialWood
Lot Area47,916 sqft (1.1 acres)
Lot Dimensions152 ft deep x 605 ft wide
View / LotWaterfront / Beach
PorchSlab
Porch Area1,248 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerSeptic
Water SourceWell

Location & Zoning

Account Number08060040
Street Address2161 LAKE RD
CityAURORA
StateNY
Zip13026-8707
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSM H-87,AD 622-269, 601-197 640'LAKE FRONT
Legal Block1
Legal Lot Number1.000
JurisdictionCAYUGA NY
Township / Civil DivisionLEDYARD
Census Block Group2
Census Block2010
Census Tract41002

Owner

Source: Cayuga County and Ledyard Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address2161 LAKE RD, AURORA, NY 13026-8707
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 2, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
CFCU COMMUNITY CU
Jul 22, 2020Loan Modification, Mortgage
CFCU CMNTY CU

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAYUGA NY
Property Address2161 LAKE RD, AURORA, NY 13026-8707
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0039490212
DateNov 2, 2020
Book Page3949/212
Instrument2020-199355
Lender
NameCFCU COMMUNITY CU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueDec 1, 2050

July 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCAYUGA NY
Property Address2161 LAKE RD, AURORA, NY 13026-8707
Document Number0039490236
Instrument DateJul 22, 2020
Transaction TypeMortgage
Record UpdatedDec 8, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2161 LAKE RD AURORA NY 130268707, AURORA, NY 13026-8707

Mortgage

Document Number0039490236
DateNov 2, 2020
Book Page003949/000236
Instrument199356
Lender
NameCFCU CMNTY CU
TypeCredit Union
AddressITHACA, NY 14850
Agreement
AmountAmount on Record
Term360 Months
DueNov 1, 2050

Tax Assessment & Valuation

Source: Cayuga County and Ledyard Town assessment roll, as of May 1, 2026

Property Jurisdictions

TypeName
StateNew York
CountyCayuga County
County SubdivisionLedyard Town
Unified School DistrictSouthern Cayuga Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$14,471.00 (+4.31%) Homeowner's exemption
2025$13,873.00 (+4.24%) Homeowner's exemption$699,900 (-) Land $265,900 Building $434,000$908,961 (+22.08%) Land $345,325 Building $563,636
2024$13,309.00 (+88.22%)
2023$699,900 Land $265,900 Building $434,000$744,574 Land $282,872 Building $461,702
2020$7,071.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 15 policies
Nearby Flood Policies15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
CBN
Fixed Wireless · not low latency		100 / 100
Verizon
Fixed Wireless		25 / 6

Cell Coverage

5G and 4G LTE (outdoors only)

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