21608 40th Ave E, Spanaway, WA 98387 Property Records

Pierce County property record for 21608 40th Ave E, Spanaway, WA 98387

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,968 sqft · built 1995
Lot Size0.23 acres (10,000 sqft)
OwnerIndividual Name on Record
Tax Bill$5,463 (2026)
Deeds & MortgagesJan 2024 Mortgage
Nov 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN500114-0-620

Property Details

APN / Parcel Number

Primary APN500114-0-620

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Stories2 Stories
Building Area1,968 sqft Living Area
Gross Area2,422 sqft
1st Floor Area1,046 sqft
Upper Floors Area922 sqft
Laundry RoomLaundry Room
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 2001
Architectural StyleBi-Level
Exterior MaterialFrame Siding
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area10,000 sqft (0.23 acres)
Garage TypeAttached
Garage Area454 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address21608 40TH AVE E
CitySPANAWAY
StateWA
Zip98387-6854
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5
Legal DescriptionSECTION 12 TOWNSHIP 18 RANGE 03 QUARTER 31 CLASSIC VIEW ESTATES PH IVA L 62 TOG/W 1/55TH UNDIV INT IN TR E TOG/W PRI RD EASE OF REC OUT OF 3-021 & 3-024 SEG G0629 MD 1/23/95MD
Legal Range03
Legal Township18
Legal Section12
Legal SubdivisionCLASSIC VIEW ESTATES PH IVA
Legal Phase4A
Legal TractE
Legal Lot Number62
JurisdictionPIERCE WA
Township / Civil DivisionTACOMA
Census Block Group2
Census Block2003
Census Tract71414

Owner

Source: Pierce County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address21608 40TH AVE E, SPANAWAY, WA 98387-6854
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Woman

Deeds, Mortgages & Sale History

DateDocument
Jan 11, 2024Deed of Trust, Mortgage · VA Mortgage
INDEPENDENCE HOME LOANS LLC
Nov 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
NEW AGE MORTGAGE CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 6, 2024
Deed SaleDec 6, 2024
Prior SaleOct 26, 1999 · Amount on Record
Deed Document Number2024501
Prior Transfer DateSep 27, 2024
Prior Transfer Doc0000000501
Record UpdatedOct 29, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIERCE WA
Property Address21608 40TH AVE E, SPANAWAY, WA 98387-6854
Transaction TypeMortgage
Record UpdatedJan 24, 2024
Title CompanyUNISOURCE

Transferred To (Grantee/Buyer)

NameVerified Name
Address21608 40TH AVE E, SPANAWAY, WA 98387-6854

Mortgage

Document Number0001110032
DateJan 11, 2024
Instrument202401110032
Lender
NameINDEPENDENCE HOME LOANS LLC
TypeMortgage Company
AddressSCOTTSDALE, AZ 85257
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2054

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIERCE WA
Property Address21608 40TH AVE E, SPANAWAY, WA 98387-6854
Transaction TypeMortgage
Record UpdatedNov 26, 2021
Title CompanyTWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0011120098
DateNov 12, 2021
Instrument202111120098
Lender
NameNEW AGE MORTGAGE CO
TypeMortgage Company
AddressFULTON, MD 20759
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateWashington
CountyPierce County
Unified School DistrictBethel School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,463.00 (+2.73%)$486,100 (+11.75%) Land $171,000 Building $315,100$486,100 (+11.75%) Land $171,000 Building $315,100
2025$5,318.00 (+4.81%)
2024$5,074.00 (-2.55%)$435,000 (-4.37%) Land $173,700 Building $261,300$435,000 (-4.37%) Land $173,700 Building $261,300
2023$5,207.00$454,900 Land $173,700 Building $281,200$454,900 Land $173,700 Building $281,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTHWOOD
private · serves 64,155 people · EPA ID WA5382844
Water SourcePurchased surface water from several systems
Last State InspectionNov 2021
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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