21607 N Panorama Rd, Colbert, WA 99005 Property Records

Spokane County property record for 21607 N Panorama Rd, Colbert, WA 99005

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,609 sqft · built 1987
Lot Size	3.81 acres (165,964 sqft)
Owner	Individual Name on Record
Last Sale	$379,000 (Jul 2017)
Tax Bill	$7,290 (2026)
Deeds & Mortgages	Aug 2022 Line of Credit Aug 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`37081.0102`

Property Details

APN / Parcel Number

Primary APN	`37081.0102`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,609 sqft Living Area
Gross Area	3,473 sqft
1st Floor Area	2,033 sqft
Basement Area	576 sqft
Finished Basement	576 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2016
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	165,964 sqft
Garage Type	Attached
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Deck Area	204 sqft
Patio Area	204 sqft
Shed	1 Shed
Shed Area	600 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	21607 N PANORAMA RD
City	COLBERT
State	WA
Zip	99005-9777
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT
Legal Description	PANORAMA ACRES L6 B1
Legal Range	43E
Legal Township	27N
Legal Section	08
Legal Subdivision	PANORAMA ACRES
Legal Block	1
Legal Lot Number	6
Jurisdiction	SPOKANE WA
Township / Civil Division	DEER PARK
Census Block Group	3
Census Block	3013
Census Tract	10305

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	21607 N PANORAMA RD, COLBERT, WA 99005-9777
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Woman, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2022	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Aug 24, 2022	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
May 8, 2018	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Oct 26, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage KS STATEBANK
Jul 26, 2017	Quit Claim Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE
Jul 26, 2017	Warranty Deed, Transfer · Conventional Mortgage KS STATEBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2017 · Amount on Record
Deed Sale	Jul 26, 2017 · Amount on Record
Deed Document Number	20176624494
Prior Transfer Date	Jul 24, 2017
Prior Transfer Doc	0006624495
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	21607 N PANORAMA RD, COLBERT, WA 99005-9777
Transaction Type	Mortgage
Record Updated	Nov 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007235722
Date	Aug 30, 2022
Instrument	7235722

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 16, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	21607 N PANORAMA RD, COLBERT, WA 99005-9777
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	TITLE365 - OMAHA, TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21607 N PANORAMA RD, COLBERT, WA 99005-9777

Mortgage

Document Number	0007234369
Date	Aug 24, 2022
Instrument	7234369

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 15, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	21607 N PANORAMA RD, COLBERT, WA 99005-9777
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006705385
Date	May 8, 2018
Instrument	6705385

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	ALEXANDRIA, VA 22313

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Apr 2, 2033

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SPOKANE WA
Recording Date	Oct 26, 2020
Property Address	21607 N PANORAMA RD, COLBERT, WA 99005-9777
Document Number	0006986367
Map Reference	VOL 8 PG 73
Instrument Date	Oct 20, 2020
Instrument	6986367
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21607 N PANORAMA RD, COLBERT, WA 99005-9777

Mortgage

Document Number	0006986368
Date	Oct 26, 2020
Instrument	6986368

Lender

Name	KS STATEBANK
Type	Bank
Address	MANHATTAN, KS 66502

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPOKANE WA
Recording Date	Jul 26, 2017
Property Address	21607 N PANORAMA RD, COLBERT, WA 99005-9777
Document Number	0006624495
Instrument Date	Jul 24, 2017
Instrument	6624495
Transaction Type	Transfer
Record Updated	Aug 15, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	21607 N PANORAMA RD COLBERT WA 990059777, COLBERT, WA 99005-9777

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jul 26, 2017
Property Address	21607 N PANORAMA RD, COLBERT, WA 99005-9777
Document Number	0006624494
Instrument Date	Jul 19, 2017
Instrument	6624494
Transaction Type	Transfer
Record Updated	Aug 15, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,751.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	21607 N PANORAMA RD COLBERT WA 990059777, COLBERT, WA 99005-9777

Mortgage

Document Number	6624496
Date	Jul 26, 2017
Instrument	6624496

Lender

Name	KS STATEBANK
Address	MANHATTAN, KS 66502

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 25, 2047

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Mead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,290.00 (-4.43%)	$724,270 (-) Land $173,770 Building $550,500	$724,270 (-) Land $173,770 Building $550,500
2025	$7,628.00 (+25.5%)	$724,270 (+8.13%) Land $173,770 Building $550,500	$724,270 (+8.13%) Land $173,770 Building $550,500
2024		$669,840 (+23.65%) Land $143,840 Building $526,000	$669,840 (+23.65%) Land $143,840 Building $526,000
2023	$6,078.00 (+2.67%)	$541,720 Land $125,720 Building $416,000	$541,720 Land $125,720 Building $416,000
2022	$5,920.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 70% of Washington
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITWORTH WATER DISTRICT 2 serves 26,883 people · EPA ID WA5396601
Water Source	Groundwater
Last State Inspection	Apr 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Wind Wireless Fixed Wireless	100 / 20

May also be available: T-Mobile.

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