21606 Surf Point Ln, Cypress, TX 77433 Property Records

Harris County property record for 21606 Surf Point Ln, Cypress, TX 77433

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,692 sqft · built 2022
Lot Size0.132 acres (5,750 sqft)
OwnerIndividual Name on File
Tax Bill$2,354 (2024)
Deeds & MortgagesApr 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN145-369-005-0024

Property Details

APN / Parcel Number

Primary APN145-369-005-0024

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Building Area1,692 sqft Living Area
Gross Area2,242 sqft

Exterior

Year BuiltBuilt 2022
Exterior MaterialBrick Veneer
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Lot Area5,750 sqft (0.132 acres)
Garage Area380 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number145-369-005-0024
Street Address21606 SURF POINT LN
CityCYPRESS
StateTX
Zip77433-4892
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 24 BLK 5 MARVIDA SEC 11
Legal Block5
Legal Lot Number24
JurisdictionHARRIS TX
Township / Civil DivisionNORTHWEST HARRIS
Census Block Group1
Census Block1052
Census Tract543005

Owner

21606 Surf Point Ln is owned and occupied by an individual who acquired it in April 2023.

Source: Harris County records, as of October 27, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address21606 SURF POINT LN, CYPRESS, TX 77433-4892
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 14, 2023
Deed SaleApr 14, 2023
Deed Document Number2023-131635
Record UpdatedJun 8, 2026

April 2023: Vendor's Lien, Subdivision Related Transfer

Document TypeVendor's Lien
JurisdictionHARRIS TX
Recording DateApr 14, 2023
Property Address21606 SURF POINT LN, CYPRESS, TX 77433-4892
Document Number0000131635
Map ReferenceMF 696216
Instrument DateApr 13, 2023
Instrument2023-131635
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 9, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10720W W SAM HOUSTON PKWY N # N100, N100, HOUSTON, TX 77064-3569

Transferred To (Grantee/Buyer)

NameVerified Name
Address21606 SURF POINT LN, CYPRESS, TX 77433-4892

Mortgage

Document Number0000131636
DateApr 14, 2023
Instrument2023-131636
Lender
NameM/I FINANCIAL LLC
TypeFunding / Finance Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2053

Tax Assessment & Valuation

Source: Harris County assessment roll, as of July 25, 2025

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
Unified School DistrictCypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$295,056 Land $87,660 Building $207,396$295,056 Land $87,660 Building $207,396
2024$2,354.00
2023$172,872 Land $76,338 Building $96,534$172,872 Land $76,338 Building $96,534

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21606 Surf Point Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 1,201 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1,201 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21606 Surf Point Ln is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · lower than 71% of Texas
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARRIS COUNTY MUD 165
serves 40,503 people · EPA ID TX1012187
Water SourcePurchased surface water from WEST HARRIS COUNTY REGIONAL WATER AUTHOR
Last State InspectionNov 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20

May also be available: Hotwire Communications.

Nearby Properties on Surf Point Ln

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