21603 White Falls Ln, Katy, TX 77449 Property Records

Harris County property record for 21603 White Falls Ln, Katy, TX 77449

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,326 sqft · built 2004
Lot Size	0.158 acres (6,867 sqft)
Owner	Individual Name on Record
Last Sale	$226,400 (Sep 2018)
Tax Bill	$9,265 (2025)
Deeds & Mortgages	Dec 2021 Second Mortgage Sep 2018 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`122-815-002-0031`

Property Details

APN / Parcel Number

Primary APN	`122-815-002-0031`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,326 sqft Living Area
1st Floor Area	1,705 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick
Construction Type	Frame
Lot Area	6,867 sqft (0.158 acres)
View / Lot	Buildable
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	230 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1228150020031
Street Address	21603 WHITE FALLS LN
City	KATY
State	TX
Zip	77449-4682
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 31 BLK 2 LAKES OF BRIDGEWATER SEC 10
Legal Subdivision	LAKES OF BRIDGEWATER SEC 10
Legal Block	2
Legal Lot Number	31
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	2
Census Block	2008
Census Tract	542302

Owner

Source: Harris County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	21603 WHITE FALLS LN, KATY, TX 77449-4682
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FREEDOM MORTGAGE CORP
Sep 4, 2018	Warranty Deed, Transfer · FHA Mortgage FREEDOM MTG
Jan 18, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 4, 2018 · Amount on Record
Deed Sale	Sep 4, 2018 · Amount on Record
Prior Sale	Jun 27, 2011 · Amount on Record
Deed Document Number	2018405776
Prior Transfer Date	Aug 31, 2018
Prior Transfer Doc	2018405776
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	21603 WHITE FALLS LN, KATY, TX 77449-4682
Transaction Type	Mortgage
Record Updated	Jan 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21603 WHITE FALLS LN, KATY, TX 77449-4682

Mortgage

Document Number	0000731166
Date	Dec 22, 2021
Instrument	2021-731166

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	321 Months
Due	Sep 1, 2048

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Sep 4, 2018
Property Address	21603 WHITE FALLS LN, KATY, TX 77449-4682
Document Number	0000405776
Instrument Date	Aug 31, 2018
Instrument	405776
Transaction Type	Transfer
Record Updated	Nov 22, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21603 WHITE FALLS LN KATY TX 774494682, KATY, TX 77449-4682

Mortgage

Document Number	405777
Date	Sep 4, 2018
Instrument	405777

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 3, 2048

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARRIS TX
Recording Date	Jan 18, 2017
Property Address	21603 WHITE FALLS LN, KATY, TX 77449-4682
Document Number	0000022178
Instrument Date	Oct 11, 2016
Instrument	22178
Transaction Type	Transfer
Record Updated	Jan 30, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21603 WHITE FALLS LN KATY TX 774494682, KATY, TX 77449-4682

Tax Assessment & Valuation

Source: Harris County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,265.00 (+35.81%)	$360,372 (-6.97%) Land $49,603 Building $310,769	$360,372 (-6.97%) Land $49,603 Building $310,769
2024	$6,822.00 (+0.38%)
2023		$387,352 Land $49,603 Building $337,749	$387,352 Land $49,603 Building $337,749
2022	$6,796.00 (+34.55%)
2020	$5,051.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	3 (2017)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2017 · Hurricane Harvey
Claims by Event	Hurricane Harvey, Aug 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 71 serves 17,079 people · EPA ID TX1011823
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 581 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Ezee Fiber, Spectrum.

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