2160 Central Ave, Dubuque, IA 52001 Property Records

Dubuque County property record for 2160 Central Ave, Dubuque, IA 52001

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	840 sqft · built 1890
Lot Size	0.044 acres (1,920 sqft)
Owner	Company Name on Record
Last Sale	$25,000 (Oct 2023)
Tax Bill	$592 (2025)
Deeds & Mortgages	Oct 2026 Construction Loan Jan 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-24-207-005`

Property Details

APN / Parcel Number

Primary APN	`10-24-207-005`

Interior

Stories	1 Story
Building Area	840 sqft Gross Area
1st Floor Area	840 sqft
Basement Area	840 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Exterior Material	Brick
Roof Material	Tar & Gravel
Lot Area	1,920 sqft (0.044 acres)

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2160 CENTRAL AVE
City	DUBUQUE
State	IA
Zip	52001-3503
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	CI
Legal Description	LOT 1 -N 40' OF LOT 10 IN L H LANG'S ADD
Legal Range	02E
Legal Township	89N
Legal Section	24
Legal Subdivision	LANG'S ADD
Legal Lot Number	1,10
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	4
Census Block	4004
Census Tract	500

Owner

Source: Dubuque County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2154 CENTRAL AVE, DUBUQUE, IA 52001-3503
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2026	Deed of Trust, Mortgage · Construction Mortgage CAPE BANK
Jan 31, 2017	Deed of Trust, Mortgage · Commercial Mortgage AMERICAN TRUST & SAVINGS BANK
Jul 31, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2023 · Amount on Record
Deed Sale	Oct 27, 2023 · Amount on Record
Prior Sale	Jan 13, 2023 · Amount on Record
Deed Document Number	202310195
Prior Transfer Date	Dec 30, 2022
Prior Transfer Doc	0000000249
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Recording Date	Oct 9, 2026
Property Address	2160 CENTRAL AVE, DUBUQUE, IA 52001-3503
Document Number	0000011404
Instrument Date	Oct 9, 2026
Instrument	202611404
Transaction Type	Mortgage
Record Updated	Oct 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	923 PERU RD, DUBUQUE, IA 52001-8604

Mortgage

Document Number	0000011404,
Date	Oct 9, 2026
Instrument	202611404

Lender

Name	CAPE BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Max Rate	-1%

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	2160 CENTRAL AVE, DUBUQUE, IA 52001-3503
Transaction Type	Mortgage
Record Updated	Apr 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001326
Date	Jan 31, 2017
Instrument	2017-00001326

Lender

Name	AMERICAN TRUST & SAVINGS BANK
Type	Bank
Address	DUBUQUE, IA 52004

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Jul 31, 2018
Property Address	2160 CENTRAL AVE, DUBUQUE, IA 52001-3503
Document Number	0000008739
Instrument Date	May 3, 2018
Instrument	8739
Transaction Type	Transfer
Record Updated	Aug 27, 2018

Transaction

Amount	Amount Recorded
Tax	$50.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	333 E 10TH ST DUBUQUE IA 520017666, DUBUQUE, IA 52001-7666

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$592.00	$39,400 (-13.02%) Land $10,400 Building $29,000	$39,400 (-13.02%) Land $10,400 Building $29,000
2024	$592.00 (-18.9%)
2023		$45,300 (+6.97%) Land $9,200 Building $36,100	$45,300 (+6.97%) Land $9,200 Building $36,100
2022	$730.00	$42,350 Land $9,220 Building $33,130
2021			$42,350 Land $9,220 Building $33,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2002)
Most Recent Claim	Jun 2002 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2002 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 685 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ImOn Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Comelec Internet Services.

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