2160 441 Byp, Cornelia, GA 30531 Property Records

Habersham County property record for 2160 441 Byp, Cornelia, GA 30531

Property Summary

Property Type	Community Shopping Center, Mini-Mall
Details	87,830 sqft · built 1989
Lot Size	9.48 acres (412,949 sqft)
Owner	2 Company Names on Record
Last Sale	$12,500,000 (Sep 2026)
Tax Bill	$105,657 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`083 008`

Property Details

APN / Parcel Number

Primary APN	`083 008`
Alternative APNs	`670969` `394778`

Interior

Stories	1 Story
Building Area	87,830 sqft Total Area
1st Floor Area	87,830 sqft
Flooring	Tile
Interior Walls	Plywood

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1994
Exterior Material	Concrete Block
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Rigid Frame Bar Joist
Roof Material	Built-Up Asphalt
Lot Area	412,949 sqft (9.48 acres)
Lot Width	318 ft Width
Patio Area	4,146 sqft
Utility Building	11,616 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	394778
Street Address	2160 441 BYP
City	CORNELIA
State	GA
Zip	30531
Property Category	Commercial
Property Type	Commercial > Retail > Community Shopping Center, Mini-Mall
Local Zoning Code	B1
Legal Description	10-81 104 105 DB 1399-692
Jurisdiction	HABERSHAM GA
Township / Civil Division	CORNELIA
Census Block Group	3
Census Block	3059
Census Tract	502

Owner

Source: Habersham County records, as of October 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2160 HIGHWAY 441 N, CORNELIA, GA 30531
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2026	Limited Warranty Deed, Transfer · Stand-Alone First Mortgage BANK OF HOPE
Nov 5, 2020	Deed of Trust, Mortgage · Commercial Mortgage SOUTHEAST FINANCIAL FEDERAL CREDIT UNION
Mar 31, 2022	Deed of Trust, Mortgage · Commercial Mortgage 5STAR BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2026 · Amount on Record
Deed Sale	Sep 16, 2026 · Amount on Record
Prior Sale	Jun 5, 2025
Deed Book / Page	1446 / 1061
Prior Transfer Date	Jun 4, 2025
Prior Transfer Doc	001399/692
Record Updated	Oct 29, 2026

September 2026: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Sep 16, 2026
Document Number	1446001061
Book / Page	1446 / 1061
Instrument Date	Sep 2, 2026
Transaction Type	Transfer
Record Updated	Oct 12, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1446001070,
Date	Sep 16, 2026
Book Page	1446/1070

Lender

Name	BANK OF HOPE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Sep 1, 2031

Interest

Max Rate	-1%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	2160 441 BYP, CORNELIA, GA 30531
Transaction Type	Mortgage
Record Updated	May 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2160 HIGHWAY 441

Mortgage

Document Number	0000001237/0000000928
Date	Nov 5, 2020
Book Page	0000001237/0000000928

Lender

Name	SOUTHEAST FINANCIAL FEDERAL CREDIT UNION

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jan 1, 2025

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	2160 441 BYP, CORNELIA, GA 30531
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001300/0000000497
Date	Mar 31, 2022
Book Page	0000001300/0000000497

Lender

Name	5STAR BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Municipality	Cornelia City
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$105,657.00 (+108.57%)	$3,271,326 (+117.35%) Land $1,066,500 Building $2,204,826	$8,178,315 (+117.35%) Land $2,666,250 Building $5,512,065
2025	$50,657.00 (+18.81%)	$1,505,104 (-8.38%) Land $465,167 Building $1,039,937	$3,762,760 (-8.38%) Land $1,162,917 Building $2,599,843
2023	$42,637.00 (+10.96%)	$1,642,748 (+10.96%) Land $426,600 Building $1,216,148	$4,106,870 (+10.96%) Land $1,066,500 Building $3,040,370
2022	$38,427.00	$1,480,536 Land $426,600 Building $1,053,936	$3,701,340 Land $1,066,500 Building $2,634,840

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 5, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CORNELIA serves 6,130 people · EPA ID GA1370003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TrailWave Fiber	1,000 / 1,000
Windstream Cable · DSL	1,000 / 25

May also be available: Point Broadband, Verizon.

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