216 Windward Cv E, Niceville, FL 32578 Property Records

Okaloosa County property record for 216 Windward Cv E, Niceville, FL 32578

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,383 sqft · built 1991
Lot Size0.408 acres (17,750 sqft)
Owner2 Individual Names on Record
Last Sale$600,000 (Apr 2021)
Tax Bill$7,345 (2025)
Deeds & MortgagesApr 2021 Sale & Mortgage
Nov 2017 Sale
Flood ZoneZone X (minimal risk)
APNC56-000-596-1777-9

Property Details

APN / Parcel Number

Primary APNC56-000-596-1777-9
Alternative APNs
  • 22-1S-22-2691-000A-0090
  • 22S1222691000A0090

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,383 sqft Living Area
Gross Area3,524 sqft
1st Floor Area2,383 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Exterior MaterialBrick
Roof TypeCathedral/Clerestory
Roof MaterialWood
Lot Area17,750 sqft (0.408 acres)
Garage TypeAttached
Garage Area625 sqft
PorchFlorida Room
Porch Area516 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address216 WINDWARD CV E
CityNICEVILLE
StateFL
Zip32578-4336
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWINDWARD PH III LOT 9 BLK A
Legal Range22W
Legal Township01S
Legal Section22
Legal SubdivisionWINDWARD PH III
Legal Phase3
Legal BlockA
Legal Lot Number9
JurisdictionOKALOOSA FL
Township / Civil DivisionNICEVILLE-VALPARAISO
Census Block Group1
Census Block1017
Census Tract21002

Owner

Source: Okaloosa County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address216 WINDWARD CV E, NICEVILLE, FL 32578-4336
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 26, 2021Warranty Deed, Transfer · Conventional Mortgage
WATERSTONE MORTGAGE CORP
Nov 1, 2017Warranty Deed, Transfer
EMERALD COAST TITLE SERVICES INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 26, 2021 · Amount on Record
Deed SaleApr 26, 2021 · Amount on Record
Prior SaleNov 1, 2017 · Amount on Record
Deed Document Number20213449925
Deed Book / Page3542 / 1607
Prior Transfer DateNov 23, 2011
Prior Transfer Doc0030111600
Record UpdatedOct 29, 2026

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateApr 26, 2021
Property Address216 WINDWARD CV E, NICEVILLE, FL 32578-4336
Document Number0035421607
Book / Page3542 / 1607
Map ReferenceMB 11 PG 23
Instrument DateApr 15, 2021
Instrument3449925
Transaction TypeTransfer
Record UpdatedMay 25, 2021
Title CompanyBRIGHT LIGHT LAND TTL CO LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,200.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 21065, WASHINGTON, DC 20009-0565

Transferred To (Grantee/Buyer)

NameVerified Name
Address216 WINDWARD CV E, NICEVILLE, FL 32578-4336

Mortgage

Document Number35421609
DateApr 26, 2021
Instrument3542/1609
Lender
NameWATERSTONE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateNov 1, 2017
Property Address216 WINDWARD CV E, NICEVILLE, FL 32578-4336
Document Number0033241255
Book / Page003324 / 001255
Instrument DateOct 31, 2017
Instrument3169885
Transaction TypeTransfer
Record UpdatedNov 27, 2017
Title CompanyEMERALD COAST TITLE SERVICES INC

Transaction

AmountAmount Recorded
Tax$20.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address216 WINDWARD CV E NICEVILLE FL 325784336, NICEVILLE, FL 32578-4336

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,345.00 (-1.69%)$615,830 (-0.76%) Land $132,197 Building $483,633$615,830 (-0.76%) Land $132,197 Building $483,633
2023$7,471.00 (+4.84%)$620,526 (+5.76%) Land $122,211 Building $498,315$620,526 (+5.76%) Land $122,211 Building $498,315
2022$7,126.00$586,746 Land $116,391 Building $470,355$586,746 Land $116,391 Building $470,355

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 151 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies151 in force
Nearby Flood Claims38 (1995–2020)
Claims Outside the SFHA17 of 38
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 7 claims
  • Hurricane Frances, Sep 2004 · 13 claims
  • Hurricane Opal, Oct 1995 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKALOOSA COUNTY BLUEWATER BAY-RAINTREE
serves 17,592 people · EPA ID FL1460775
Water SourceGroundwater
Last State InspectionMay 2023
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Cox Communications
Cable
2,000 / 35
Verizon
Fixed Wireless
300 / 20

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