216 W Phillips Rd, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 216 W Phillips Rd, Watsonville, CA 95076

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,408 sqft · built 1966
Lot Size	0.206 acres (8,973 sqft)
Owner	Individual Name on File
Tax Bill	$1,368 (2025)
Deeds & Mortgages	May 2022 Line of Credit May 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`050-331-13`

Property Details

APN / Parcel Number

Primary APN	`050-331-13`
Alternative APN	`050-331-13-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,408 sqft Living Area
Gross Area	1,892 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	8,973 sqft (0.206 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	216 W PHILLIPS RD
City	WATSONVILLE
State	CA
Zip	95076-0722
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-6
Legal Description	TR 433
Legal Subdivision	SUNNY MEADOWS
Legal Tract	433
Legal Lot Number	13
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	1
Census Block	1002
Census Tract	123100

Owner

216 W Phillips Rd is owned and occupied by an individual who acquired it in February 1996.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	Individual Name on File
Mailing Address	216 W PHILLIPS RD, WATSONVILLE, CA 95076-0722
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 13, 2022	Intrafamily Transfer, Transfer · Line of Credit BAY FCU
May 13, 2022	Affidavit of Death of Joint Tenant, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Mar 18, 2021	Deed of Trust, Mortgage · VA Mortgage SRE MORTGAGE ALLIANCE INC
Jan 31, 2020	Deed of Trust, Mortgage · VA Mortgage AMERICAN FINANCIAL NETWORK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 5, 1996
Transfer Doc	0000007903
Record Updated	Oct 29, 2026

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	May 13, 2022
Property Address	216 W PHILLIPS RD, WATSONVILLE, CA 95076-0722
Document Number	0000015169
Map Reference	MB 42 PG 40
Instrument Date	May 6, 2022
Instrument	2022-0015169
Transaction Type	Transfer
Record Updated	May 25, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	216 W PHILLIPS RD, WATSONVILLE, CA 95076-0722

Mortgage

Document Number	0000015170
Date	May 13, 2022
Instrument	2022-0015170

Lender

Name	BAY FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	302 Months
Due	Jul 15, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SANTA CRUZ CA
Recording Date	May 13, 2022
Property Address	216 W PHILLIPS RD, WATSONVILLE, CA 95076-0722
Document Number	0000015168
Map Reference	MB 42 PG 40
Instrument Date	Oct 30, 2021
Instrument	2022-0015168
Transaction Type	Transfer
Record Updated	May 25, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	216 W PHILLIPS RD, WATSONVILLE, CA 95076-0722
Transaction Type	Mortgage
Record Updated	Apr 2, 2021
Title Company	SPRUCE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	216 W PHILLIPS RD, WATSONVILLE, CA 95076-0722

Mortgage

Document Number	0000016019
Date	Mar 18, 2021
Instrument	2021-0016019

Lender

Name	SRE MORTGAGE ALLIANCE INC
Type	Mortgage Company
Address	EL SEGUNDO, CA 90245

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	357 Months
Due	Dec 1, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	216 W PHILLIPS RD, WATSONVILLE, CA 95076-0722
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003762
Date	Jan 31, 2020
Instrument	2020-0003762

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 216 W Phillips Rd was $1,368 with a homeowner's exemption.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$70,343 (+2%) Land $15,114 Building $55,229
2025	$1,368.00 Homeowner's exemption	$68,964 Land $14,818 Building $54,146
2023	$1,159.00 (+2.84%) Homeowner's exemption	$66,286 Land $14,242 Building $52,044	$750,060
2022	$1,127.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 216 W Phillips Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 216 W Phillips Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Cruzio Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100

May also be available: Verizon.

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