216 Villa St, Elgin, IL 60120 Property Records

Kane County property record for 216 Villa St, Elgin, IL 60120

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,843 sqft · built 1900
Lot Size0.12 acres (5,227 sqft)
OwnerIndividual Name on File
Tax Bill$5,020 (2025)
Deeds & MortgagesJul 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN06-13-378-004

Property Details

APN / Parcel Number

Primary APN06-13-378-004

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area1,843 sqft Living Area
Gross Area2,494 sqft
Basement Area651 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Construction TypeFrame
Foundation TypeRaised
Lot Area5,227 sqft (0.12 acres)
Garage TypeDetached
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address216 VILLA ST
CityELGIN
StateIL
Zip60120-6635
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRAILROAD ADDN EAST 101 FT SOUTH 1/2 LOT 2 BLOCK 4
Legal SubdivisionRAILROAD ADDN
Legal Block4
Legal Lot Number2
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group2
Census Block2048
Census Tract854600

Owner

216 Villa St is owned and occupied by an individual who acquired it in January 1999.

Source: Kane County records, as of July 23, 2026

Owner of RecordIndividual Name on File
Mailing Address216 VILLA ST, ELGIN, IL 60120-6635
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 20, 1999
Deed SaleJan 20, 1999
Prior SaleJun 24, 1997 · Amount on File
Deed Document Number19996951
Record UpdatedOct 29, 2026

July 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKANE IL
Recording DateJul 7, 2022
Property Address216 VILLA ST, ELGIN, IL 60120-6635
Document Number0000034990
Instrument DateMay 25, 2022
Instrument2022K034990
Transaction TypeTransfer
Record UpdatedAug 5, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address408 VANDALIA ST, ELGIN, IL 60123-7416

Mortgage

Document Number0000034933
DateJul 7, 2022
Instrument2022K034933
Lender
NameSUCCESS MORTGAGE PARTNERS INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2052
Interest
Rate TypeFixed Rate
Rate5%

Tax Assessment & Valuation

The 2025 property tax bill for 216 Villa St was $5,020 with exemptions applied.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,020.00 Homeowner's exemption Senior Citizen's exemption$81,802 (+8.57%) Land $12,109 Building $69,693$245,504 (+8.57%) Land $36,342 Building $209,163
2024$75,345 Land $11,153 Building $64,192$226,125 Land $33,472 Building $192,653
2022$4,428.00 (+5.55%) Homeowner's exemption$62,068 (+6.96%) Land $9,188 Building $52,880$186,204 (+6.96%) Land $27,564 Building $158,640
2021$4,195.00 Homeowner's exemption$58,029 Land $8,590 Building $49,439$174,087 Land $25,770 Building $148,317

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 216 Villa St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims2 (2007–2013)
Claims Outside the SFHA1 of 2
Most Recent ClaimApr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 216 Villa St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, Fox Valley Internet, T-Mobile.

Nearby Properties on Villa St

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