216 Useppa Island, Captiva, FL 33924 Property Records

Lee County property record for 216 Useppa Island, Captiva, FL 33924

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 3,098 sqft · built 1985
Lot Size0.315 acres (13,721 sqft)
Owner2 Trust Names on File
Last Sale$1,600,000 (Apr 2002)
Tax Bill$5,163 (2025)
Flood ZoneZone X (minimal risk)
APN09-44-21-01-00002.0160

Property Details

APN / Parcel Number

Primary APN09-44-21-01-00002.0160
Alternative APNs
  • 21094401000020160
  • 10002472

Interior

Bedrooms3 Beds
Full Baths4 Baths
Stories2 Stories
Building Area3,098 sqft Living Area
Gross Area5,259 sqft
1st Floor Area1,625 sqft
Upper Floors Area299 sqft
Basement Area875 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1993
Exterior MaterialAluminum/Vinyl
Roof TypeCathedral/Clerestory
Roof MaterialMetal
Lot Area13,721 sqft (0.315 acres)
View / LotBay
Garage TypeCarport
Garage Area204 sqft
CarportCarport
Carport Area204 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchFlorida Room
Porch Area645 sqft
Deck Area425 sqft
Patio Area400 sqft
Gazebo324 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ
Lawn SprinklersLawn Sprinklers
Boat LiftBoat Lift

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10002472
Street Address216 USEPPA IS
CityUSEPPA ISLAND
StateFL
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM-2
Legal DescriptionCOTTAGE SITES OF USEPPA ISLAND SITE II - 16 AS DESC IN OR 1937 PG 3568
Legal Range21E
Legal Township44S
Legal Section09
Legal SubdivisionUSEPPA ISLAND
Legal Tract01
Legal Lot Number1
JurisdictionLEE FL
Township / Civil DivisionSANIBEL ISLAND
Census Block Group1
Census Block1003
Census Tract80100

Owner

216 Useppa Island is owner-occupied and held in a trust since March 2022.

Source: Lee County records, as of July 29, 2026

Owner of Record2 Trust Names on File
Mailing Address815 MAIN ST, BOKEELIA, FL 33922
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 9, 2002 · Amount on File
Deed SaleApr 9, 2002 · Amount on File
Prior SaleAug 13, 1999 · Amount on File
Deed Book / Page3618 / 4290
Last Transfer DateMar 24, 2022
Transfer Doc0000138324
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 216 Useppa Island was $5,163 with a homeowner's exemption.

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,476,950 (+296.36%)$2,070,559 (+455.67%) Land $425,813 Building $1,644,746
2025$5,163.00 Homeowner's exemption$372,624 Land $372,614 Building $10$372,624 Land $372,614 Building $10
2023$11,354.00 (-42.04%) Homeowner's exemption$754,497 (-42.73%) Land $754,487 Building $10$754,497 (-62.17%) Land $754,487 Building $10
2022$19,591.00 Homeowner's exemption$1,317,363$1,994,443 Land $776,600 Building $1,217,843

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 216 Useppa Island in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 774 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies857 units insured
incl. 83 condo units
Nearby Flood Claims1,041 (1988–2024)
Claims Outside the SFHA76 of 1,041
Most Recent ClaimNov 2024 · other causes
Claims by Event
  • Hurricane Milton, Oct 2024 · 269 claims
  • Hurricane Ian, Oct 2022 · 239 claims
  • Hurricane Ian, Oct 2022 · 230 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 216 Useppa Island has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Useppa Island

Nearby Streets

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