216 Trotters Point Dr, Wright City, MO 63390 Property Records

Warren County property record for 216 Trotters Point Dr, Wright City, MO 63390

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,230 sqft · built 2023
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$364,236 (Jan 2026)
Tax Bill	$2,417 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Jun 2020 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`04-20.0-0-00-012.148.000`

Property Details

APN / Parcel Number

Primary APN	`04-20.0-0-00-012.148.000`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,230 sqft Living Area
Basement Area	1,230 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	216 TROTTERS POINT DR
City	WRIGHT CITY
State	MO
Zip	63390-3738
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 48 TROTTER'S CREEK
Legal Range	01W
Legal Township	47N
Legal Section	20
Legal Subdivision	TROTTERS CREEK
Legal Lot Number	48
Jurisdiction	WARREN MO
Township / Civil Division	HICKORY GROVE
Census Block Group	2
Census Block	2025
Census Tract	820109

Owner

216 Trotters Point Dr is owned and occupied by two individuals who bought it in January 2026.

Source: Warren County records, as of April 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	216 TROTTERS POINT DR, WRIGHT CITY, MO 63390-3738
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2019	Deed of Trust, Mortgage · Balloon Mortgage HERITAGE COMMUNITY BANK
Jun 11, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance LEADERONE FINANCIAL
Oct 2, 2024	Deed of Trust, Mortgage · VA Mortgage PLANET HOME LENDING LLC
Jan 29, 2026	Quit Claim Deed, Transfer PLANET HOME LENDING LLC
Jul 26, 2023	Warranty Deed, Subdivision Related Transfer · Stand-Alone First Mortgage ENDOVER CAPITAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 29, 2026 · Amount on File
Deed Sale	Jan 29, 2026 · Amount on File
Prior Sale	Jul 26, 2023 · Amount on File
Deed Document Number	2026562
Prior Transfer Date	Jan 21, 2026
Prior Transfer Doc	0202600562
Record Updated	Jun 8, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN MO
Property Address	216 TROTTERS POINT DR, WRIGHT CITY, MO 63390-3738
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201904364
Date	Jul 24, 2019
Instrument	201904364

Lender

Name	HERITAGE COMMUNITY BANK

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	13 Months
Due	Aug 1, 2020

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN MO
Property Address	216 TROTTERS POINT DR, WRIGHT CITY, MO 63390-3738
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	MISC COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202003623
Date	Jun 11, 2020
Instrument	202003623

Lender

Name	LEADERONE FINANCIAL

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Jul 1, 2040

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN MO
Property Address	216 TROTTERS POINT DR, WRIGHT CITY, MO 63390-3738
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202405140
Date	Oct 2, 2024
Instrument	202405140

Lender

Name	PLANET HOME LENDING LLC
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2054

January 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WARREN MO
Recording Date	Jan 29, 2026
Property Address	216 TROTTERS POINT DR, WRIGHT CITY, MO 63390-3738
Document Number	0202600562
Instrument Date	Jan 21, 2026
Instrument	202600562
Transaction Type	Transfer
Record Updated	Feb 18, 2026

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	216 TROTTERS POINT DR, WRIGHT CITY, MO 63390-3738

Mortgage

Document Number	0202600563
Date	Jan 29, 2026
Instrument	202600563

Lender

Name	PLANET HOME LENDING LLC
Type	Lending Institution

Agreement

Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

July 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN MO
Recording Date	Jul 26, 2023
Property Address	216 TROTTERS POINT DR, WRIGHT CITY, MO 63390-3738
Document Number	0202303973
Instrument Date	Jul 21, 2023
Instrument	202303973
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 3, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	216 TROTTERS POINT DR, WRIGHT CITY, MO 63390-3738

Mortgage

Document Number	0202303974
Date	Jul 26, 2023
Instrument	202303974

Lender

Name	ENDOVER CAPITAL LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 216 Trotters Point Dr was $2,417.

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Warren County
Municipality	Wright City
Unified School District	Wright City R-II of Warren County (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,417.00	$33,962 (+13%) Land $6,724 Building $27,238	$178,750 Land $35,390 Building $143,360
2024	$2,417.00 (+600.58%)	$30,056 (+510.27%) Land $5,951 Building $24,105
2023	$345.00 (+115.63%)	$4,925 (+116.01%) Land $4,925	$158,190 Land $31,320 Building $126,870
2022	$160.00	$2,280 Land $2,280
2021			$12,000 Land $12,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 216 Trotters Point Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 216 Trotters Point Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES CO PWSD #2 WRIGHT CITY serves 3,550 people · EPA ID MO6010874
Water Source	Groundwater
Last State Inspection	Oct 2024
Also Mapped Here	ST CHARLES COUNTY PWSD 2 WARREN
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

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