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216 Treasure Island Dr, Aptos, CA 95003 Property Records

Santa Cruz County property record for 216 Treasure Island Dr, Aptos, CA 95003

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 1,736 sqft · built 1962
Lot Size0.062 acres (2,701 sqft)
Owner2 Individual Names on File
Last Sale$270,000 (Sep 1998)
Tax Bill$6,395 (2025)
Deeds & MortgagesDec 2023 Mortgage
Flood ZoneZone AE (high risk)
APN042-181-12

Property Details

APN / Parcel Number

Primary APN042-181-12
Alternative APN
  • 042-181-12-000

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,736 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Construction TypeWood
Roof TypeSawtooth
Roof MaterialComposition Shingle
Lot Area2,701 sqft (0.062 acres)
Deck Area408 sqft
Patio Area408 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address216 TREASURE ISLAND DR
CityAPTOS
StateCA
Zip95003-4527
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-3.5
Legal DescriptionBLK 59 LOT 19
Legal SubdivisionAPTOS BEACH CC PROPS 05
Legal Block59
Legal Lot Number19
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group3
Census Block3016
Census Tract122205

Owner

216 Treasure Island Dr is owned and occupied by two individuals who bought it in September 1998.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record2 Individual Names on File
Mailing Address216 TREASURE ISLAND DR, APTOS, CA 95003-4527
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 25, 1998 · Amount on File
Deed SaleSep 25, 1998 · Amount on File
Deed Document Number199857537
Prior Transfer DateJan 6, 1994
Prior Transfer Doc0000009191
Record UpdatedOct 29, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address216 TREASURE ISLAND DR, APTOS, CA 95003-4527
Transaction TypeMortgage
Record UpdatedDec 28, 2023
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address216 TREASURE ISLAND AVE, APTOS, CA 95003-4527

Mortgage

Document Number0000023876
DateDec 13, 2023
Instrument2023-0023876
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 216 Treasure Island Dr was $6,395.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$431,752 (+2%) Land $279,838 Building $151,914
2025$6,395.00$423,287 Land $274,351 Building $148,936
2023$5,737.00 (+2.65%)$406,849 Land $263,697 Building $143,152$936,630
2022$5,589.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 216 Treasure Island Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 63 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies63 in force
Nearby Flood Claims7 (2023)
Most Recent ClaimSep 2023 · tidal / storm surge
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 216 Treasure Island Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOQUEL CREEK WATER DISTRICT
serves 40,962 people · EPA ID CA4410017
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Cruzio, Etheric Networks, Surfnet Communications.

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