St. Charles County property record for 216 Terradel Trl, Foristell, MO 63348
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 4,850 sqft · built 2023 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,324,679 (Sep 2023) |
| Tax Bill | $15,936 (2025) |
| Deeds & Mortgages | Mar 2023 Construction Loan Sep 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | T232200342 |
| Primary APN | T232200342 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 4,850 sqft Living Area |
| Gross Area | 6,246 sqft |
| Basement Area | 2,321 sqft |
| Finished Basement | 925 sqft |
| Unfinished Basement | 1,396 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick |
| Lot Area | 130,680 sqft |
| Parking Spaces | 4 Parking Spaces |
| Account Number | T232200342 |
|---|---|
| Street Address | 216 TERRADEL TRL |
| City | FORISTELL |
| State | MO |
| Zip | 63348-1669 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EST AT DELCREEK CROSSING #1 LOT 13 |
| Legal Subdivision | EST AT DELCREEK CROSSING #1 |
| Legal Lot Number | 13 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | BOONE |
| Census Block Group | 2 |
| Census Block | 2094 |
| Census Tract | 312003 |
216 Terradel Trl is owned and occupied by two individuals who bought it in September 2023.
Source: St. Charles County records, as of September 10, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 216 TERRADEL TRL, FORISTELL, MO 63348-1669 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 13, 2023 | Deed of Trust, Mortgage · Construction Mortgage LINDELL BANK & TRUST CO |
| Sep 5, 2023 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CARROLLTON BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 5, 2023 · Amount on File |
| Deed Sale | Sep 5, 2023 · Amount on File |
| Deed Document Number | 202336215 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 216 TERRADEL TRL, FORISTELL, MO 63348-1669 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2024 |
| Name | Verified Name |
|---|---|
| Address | 695 TRADE CENTER BLVD 200, 200, CHESTERFIELD, MO 63005-1276 |
| Investor | Possibly a Property Investor |
| Document Number | 0000009022 |
|---|---|
| Date | Mar 13, 2023 |
| Instrument | 2023R-009022 |
| Name | LINDELL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63139 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Sep 5, 2023 |
| Property Address | 216 TERRADEL TRL, FORISTELL, MO 63348-1669 |
| Document Number | 0000036215 |
| Map Reference | DOC 2022R-058919 |
| Instrument Date | Sep 5, 2023 |
| Instrument | 2023R-036215 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 17, 2024 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 695 TRADE CENTER BLVD # BLVD200, BLVD200, CHESTERFIELD, MO 63005-1228 |
| Name | Verified Name |
|---|---|
| Address | 216 TERRADEL TRL, FORISTELL, MO 63348-1669 |
| Document Number | 0000036216 |
|---|---|
| Date | Sep 5, 2023 |
| Instrument | 2023R-036216 |
| Name | CARROLLTON BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Type Change Date | Oct 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 7.25% |
| Index | 1-Year T-Bill |
| Margin | 3 |
| Max Rate | 11.2% |
The 2025 property tax bill for 216 Terradel Trl was $15,936.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Wentzville R-IV School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $259,117 (+0.25%) | $1,363,773 (+0.25%) Land $105,000 Building $1,258,773 | |
| 2025 | $15,936.00 | $258,463 | $1,360,333 Land $105,000 Building $1,255,333 |
| 2023 | $19,950 | $105,000 Land $105,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 216 Terradel Trl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 216 Terradel Trl is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 60% of Missouri |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530 |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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