216 State St, Schenectady, NY 12305 Property Records

Schenectady County and Schenectady City property record for 216 State St, Schenectady, NY 12305

Property Summary

Property TypeOffice Building
Details18,428 sqft · built 1981
Lot Size0.274 acres (11,944 sqft)
OwnerCompany Name on Record
Tax Bill$936 (2026)
Deeds & MortgagesMar 2017 Loan Modification
Flood ZoneZone AE (high risk)
APN421500 39.71-3-4

Property Details

APN / Parcel Number

Primary APN421500 39.71-3-4
Alternative APN
  • 150003907100030040000000

Interior

Stories2 Stories
Building Area18,428 sqft Gross Area
Basement Area9,884 sqft

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Lot Area11,944 sqft (0.274 acres)
Lot Dimensions145 ft deep x 66.4 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address216 STATE ST
CitySCHENECTADY
StateNY
Zip12305-1806
Property CategoryCommercial
Property TypeCommercial > Office > Office Building
Local Zoning Code05 - COMME
Legal Description2 BRK AND BLK OFFICE
Legal Block3
Legal Lot Number4.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group1
Census Block1025
Census Tract33500

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address214 STATE ST, SCHENECTADY, NY 12305-1806
Owner TypeCompany
VestingGovernment

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

March 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSCHENECTADY NY
Recording DateMar 6, 2017
Property Address216 STATE ST, SCHENECTADY, NY 12305-1806
Book / Page004746 / 000556
Instrument DateFeb 15, 2017
Instrument9937
Transaction TypeMortgage
Record UpdatedMar 9, 2017
Title CompanyGCA ABSTRACT COMPANY, GCA ABS CO

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address29 BRITISH AMERICAN BOULEVARD 2ND F LATHAM NY 12110, LATHAM, NY 12110

Mortgage

Document Number0000009937
DateMar 6, 2017
Book Page004746/000556
Instrument9937
Lender
NameMISCELLANEOUS GOVT AGCY
Address515 BROADWAY, ALBANY, NY 12207-2916
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$936.00 (+1.74%)
2025$920.00 (+8.24%)$972,600 (-) Land $32,600 Building $940,000$1,610,532 (+30.82%) Land $53,982 Building $1,556,550
2023$972,600 (-) Land $32,600 Building $940,000$1,231,139 (+3.8%) Land $41,266 Building $1,189,873
2022$972,600 Land $32,600 Building $940,000$1,186,098 Land $39,756 Building $1,146,342
2021$850.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 44 individual policies
Nearby Flood Policies74 units insured
incl. 30 condo units
Nearby Flood Claims11 (1996–2026)
Claims Outside the SFHA5 of 11
Most Recent ClaimMar 2026 · rainfall accumulation
Claims by Event
  • Hurricane Irene, Aug 2011 · 5 claims
  • Severe Storms And Flooding, Jun 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Massivemesh Networks.

Nearby Properties on State St

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