Mecklenburg County property record for 216 State St, Charlotte, NC 28208
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,020 sqft · built 2006 |
| Lot Size | 0.171 acres (7,483 sqft) |
| Owner | Individual Name on File |
| Last Sale | $368,000 (Sep 2015) |
| Tax Bill | $5,493 (2023) |
| Deeds & Mortgages | Feb 2021 Mortgage May 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 071-105-23 |
| Primary APN | 071-105-23 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,020 sqft Heated Area |
| Gross Area | 2,359 sqft |
| 1st Floor Area | 1,110 sqft |
| Upper Floors Area | 910 sqft |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Other |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Asphalt |
| Lot Area | 7,483 sqft (0.171 acres) |
| Garage Area | 529 sqft |
| Porch | Porch |
| Porch Area | 339 sqft |
| Patio Area | 20 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 071-105-23 |
|---|---|
| Street Address | 216 STATE ST |
| City | CHARLOTTE |
| State | NC |
| Zip | 28208-4243 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-8 |
| Legal Description | L4 B1 M332-452 |
| Legal Subdivision | W W COX |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 4500 |
Source: Mecklenburg County records, as of May 24, 2023
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 216 STATE ST, CHARLOTTE, NC 28208-4243 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| May 3, 2021 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Sep 11, 2025 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 21, 2015 · Amount on File |
| Deed Sale | Sep 21, 2015 · Amount on File |
| Prior Sale | Feb 4, 2009 · Amount on File |
| Deed Document Number | 0030289246 |
| Deed Book / Page | 30289 / 246 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 216 STATE ST, CHARLOTTE, NC 28208-4243 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|
| Document Number | 0000020892 |
|---|---|
| Date | Feb 3, 2021 |
| Book Page | 35629/240 |
| Instrument | 2021020892 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 216 STATE ST, CHARLOTTE, NC 28208-4243 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0000087012 |
|---|---|
| Date | May 3, 2021 |
| Book Page | 36013/557 |
| Instrument | 2021087012 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Apr 23, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 216 STATE ST, CHARLOTTE, NC 28208-4243 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SERVICES RESWARE |
| Name | Verified Name |
|---|---|
| Address | 216 STATE ST, CHARLOTTE, NC 28208-4243 |
| Document Number | 0000092306 |
|---|---|
| Date | Sep 11, 2025 |
| Book Page | 39852/108 |
| Instrument | 2025092306 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Aug 29, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 9 (1997–2006) |
| Most Recent Claim | Jul 2006 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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