Ottawa County property record for 216 S River St, Commerce, OK 74339
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,043 sqft · built 1968 |
| Lot Size | 0.22 acres (9,599 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $399 (2025) |
| Deeds & Mortgages | Jul 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20179 |
| Primary APN | 20179 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,043 sqft Living Area |
| 1st Floor Area | 1,185 sqft |
| Upper Floors Area | 429 sqft |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 9,599 sqft (0.22 acres) |
| Garage Type | Attached |
| Garage Area | 252 sqft |
| Pool Type | Above-Ground Pool |
|---|---|
| Porch | Slab |
| Porch Area | 96 sqft |
| Shed | 1 Shed |
| Shed Area | 240 sqft |
| Heating System | Floor/Wall Furnace |
|---|
| Account Number | 20179 |
|---|---|
| Street Address | 216 S RIVER ST |
| City | COMMERCE |
| State | OK |
| Zip | 74339-2412 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LTS 18 - 19, BLK 49 NORTH MIAMI NOW COMMERCE |
| Legal Subdivision | NORTH MIAMI NOW COMMERCE |
| Legal Block | 49 |
| Legal Lot Number | 18,19 |
| Jurisdiction | OTTAWA OK |
| Township / Civil Division | MIAMI |
| Census Block Group | 3 |
| Census Block | 3094 |
| Census Tract | 574200 |
Source: Ottawa County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 216 S RIVER ST, COMMERCE, OK 74339-2412 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA OK |
| Property Address | 216 S RIVER ST, COMMERCE, OK 74339-2412 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 001073/201 |
|---|---|
| Date | Jul 3, 2018 |
| Book Page | 1073/201 |
| Instrument | 2018-002862 |
| Name | WELCH STATE BANK OF WELCH OK |
|---|---|
| Type | Bank |
| Address | MIAMI, OK 74355 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2048 |
Source: Ottawa County assessment roll, as of January 29, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Ottawa County |
| Municipality | Commerce City |
| Unified School District | Commerce Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,273 (+2.99%) Land $207 Building $5,066 | $46,260 (-39.4%) Land $1,819 Building $44,441 | |
| 2025 | $399.00 (+0.76%) Homeowner's exemption | $5,120 (+20.81%) Land $207 Building $4,913 | $76,341 (+2.09%) Land $1,819 Building $74,522 |
| 2024 | $396.00 (+41.43%) Homeowner's exemption | $4,238 (+2.99%) Land $207 Building $4,031 | $74,778 (-) Land $1,819 Building $72,959 |
| 2023 | $280.00 (+2.56%) Homeowner's exemption | $4,115 (+3%) Land $207 Building $3,908 | $74,778 (-) Land $1,819 Building $72,959 |
| 2022 | $273.00 Homeowner's exemption | $3,995 Land $207 Building $3,788 | $74,778 Land $1,819 Building $72,959 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 13, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COMMERCE serves 2,645 people · EPA ID OK2005810 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
Listed by EPA as a serious violator, with a treatment or procedure violation still open.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 37 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| The Junction Internet Fixed Wireless | 100 / 20 |
| Wisper ISP Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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