Kane County property record for 216 S 7th Ave, Saint Charles, IL 60174
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 2,064 sqft · built 1960 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $10,350 (2025) |
| Deeds & Mortgages | Nov 2019 Mortgage Aug 2019 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-27-485-011 |
| Primary APN | 09-27-485-011 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,064 sqft Living Area |
| Basement Area | 360 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,939 sqft (0.32 acres) |
| Garage Type | Attached |
| Garage Area | 458 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 216 S 7TH AVE |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60174-3007 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MAP AREA: 008-SEOLDTWN STC,AVE |
| Legal Block | 1 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 1 |
| Census Block | 1046 |
| Census Tract | 852300 |
Source: Kane County assessment roll, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 216 S 7TH AVE, SAINT CHARLES, IL 60174-3007 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 8, 2019 | Deed of Trust, Mortgage FIFTH THIRD BANK |
| Aug 15, 2019 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK |
| Feb 3, 2022 | Deed of Trust, Mortgage FIFTH THIRD BANK NA |
| Dec 27, 2021 | Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Sep 10, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Dec 26, 2021 |
| Transfer Doc | 0000095358 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 216 S 7TH AVE, ST CHARLES, IL 60174-3007 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000054275 |
|---|---|
| Date | Nov 8, 2019 |
| Instrument | 2019K054275 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Nov 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 216 S 7TH AVE, ST CHARLES, IL 60174-3007 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000036902 |
|---|---|
| Date | Aug 15, 2019 |
| Instrument | 2019K036902 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 216 S 7TH AVE, ST CHARLES, IL 60174-3007 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000007001 |
|---|---|
| Date | Feb 3, 2022 |
| Instrument | 2022K007001 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Amount | Amount Recorded |
|---|---|
| Term | 119 Months |
| Due | Jan 1, 2032 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Dec 27, 2021 |
| Property Address | 216 S 7TH AVE, ST CHARLES, IL 60174-3007 |
| Document Number | 0000095358 |
| Instrument Date | Dec 26, 2021 |
| Instrument | 2021K095358 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 216 S 7TH AVE, SAINT CHARLES, IL 60174-3007 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Sep 10, 2021 |
| Property Address | 216 S 7TH AVE, ST CHARLES, IL 60174-3007 |
| Document Number | 0000069009 |
| Instrument Date | Sep 9, 2021 |
| Instrument | 2021K069009 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 216 S 7TH AVE, ST CHARLES, IL 60174-3007 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles City |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,350.00 (+11.51%) Homeowner's exemption | $158,137 (+8.53%) Land $39,679 Building $118,458 | $474,601 (+8.53%) Land $119,085 Building $355,516 |
| 2024 | $145,708 (+20.46%) Land $36,560 Building $109,148 | $437,299 (+20.51%) Land $109,724 Building $327,575 | |
| 2022 | $9,282.00 (+4.13%) Homeowner's exemption | $120,960 (+4.91%) Land $32,926 Building $88,034 | $362,880 (+4.91%) Land $98,778 Building $264,102 |
| 2021 | $8,914.00 Homeowner's exemption | $115,299 Land $31,385 Building $83,914 | $345,897 Land $94,155 Building $251,742 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 29 (1979–2020) |
| Claims Outside the SFHA | 5 of 29 |
| Most Recent Claim | May 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES serves 33,081 people · EPA ID IL0894830 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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