216 River Trace Ct, O Fallon, MO 63366 Property Records

St. Charles County property record for 216 River Trace Ct, O Fallon, MO 63366 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2.5 Baths
Year Built	Built 2024
Square Footage	2,100 sqft Living Area
Lot Size	1.01 acres
Occupancy	Owner Occupied
Last Sale	$893,027 (2025)
Tax Bill	$4,432.00 (2025)

Owner

Source: St. Charles County records · APN T250300026

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	216 RIVER TRACE CT, O FALLON, MO 63366-5259
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 28, 2025 · Amount on Record
Deed Sale	Jul 28, 2025 · Amount on Record
Prior Sale	Apr 09, 2025
Deed Doc Number	202531975
Record Refreshed	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Recording Date	Apr 23, 2026
Property Address	216 RIVER TRACE CT, O FALLON, MO 63366-5259
Document Number	0000018702
Instrument Date	Feb 26, 2026
Instrument	202618702
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	INVEST TITLE, INVESTORS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	216 RIVER TRACE CT, O FALLON, MO 63366-5259
Investor	Possibly a Property Investor

Mortgage

Document Number	0000018702,
Date	Apr 23, 2026
Instrument	202618702

Lender

Name	GERSHMAN INVESTMENT CORP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.1%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$159,469 (+1,099.02%)	$839,311 (+1,099.02%) Land $70,000 Building $769,311
2025	$4,432.00	$13,300	$70,000 Land $70,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`T250300026`
Alternative APN	`2-0010-D501-00-0095.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	6 Rooms
Building Area	2,100 sqft Living Area
Gross Area	4,200 sqft Gross Area
1st Floor	2,100 sqft 1st Floor
Basement Area	2,100 sqft Basement
Stories	1 Stories

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Ranch Style
Exterior Material	Stone Exterior
Lot Area	44,065 sqft

Location & Zoning

Account Number	T250300026
Street Address	216 RIVER TRACE CT
City	O FALLON
State	MO
Zip	63366-5259
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	GROVE AT RIVERDALE #1 LOT 95
Legal Subdivision	GROVE AT RIVERDALE #1
Legal Lot Number	95
Jurisdiction	ST CHARLES MO
Minor Civil Division	WENTZVILLE
Census Blockgroup	2
Census Block	2007
Census Tract	312001