Hampden County and Ludlow Town property record for 216 Prospect St, Ludlow, MA 01056
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,028 sqft · built 1960 |
| Lot Size | 0.143 acres (6,229 sqft) |
| Owner | 2 Trust Names on Record |
| Last Sale | $90,000 (May 2011) |
| Tax Bill | $3,852 (2026) |
| Deeds & Mortgages | Aug 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | M:15A-11950 B:73 L:0 |
| Primary APN | M:15A-11950 B:73 L:0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,028 sqft Living Area |
| Gross Area | 2,199 sqft |
| Basement Area | 715 sqft |
| Unfinished Basement | 715 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,229 sqft (0.143 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 6920 |
|---|---|
| Street Address | 216 PROSPECT ST |
| City | LUDLOW |
| State | MA |
| Zip | 01056-2828 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES A |
| Legal Subdivision | HAVILAND ESTATE |
| Legal Block | 11950 |
| Jurisdiction | LUDLOW MA |
| Township / Civil Division | LUDLOW |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 810404 |
Source: Hampden County and Ludlow Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on Record |
|---|---|
| Mailing Address | 51 HIGHER BROOK DR, LUDLOW, MA 01056-1422 |
| Owner Type | Individual |
| Vesting | Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 23, 2011 · Amount on Record |
| Deed Sale | May 23, 2011 · Amount on Record |
| Last Transfer Date | Jul 10, 2023 |
| Transfer Doc | 025136-294 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LUDLOW MA |
| Recording Date | Aug 30, 2023 |
| Property Address | 216 PROSPECT ST, LUDLOW, MA 01056-2828 |
| Document Number | 025136-294 |
| Book / Page | 25136 / 294 |
| Instrument Date | Jul 10, 2023 |
| Instrument | 40844 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2 OLIVIA CIR, LUDLOW, MA 01056-4104 |
Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| County Subdivision | Ludlow Town |
| Unified School District | Ludlow School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,852.00 (-2.46%) | $240,600 (+5.71%) Land $78,500 Building $162,100 | $270,333 (+8.86%) |
| 2025 | $3,949.00 (+2.79%) | $227,600 (+7.16%) Land $71,400 Building $156,200 | $248,330 (+3.08%) |
| 2024 | $3,842.00 (+7.5%) | $212,400 (+15.94%) Land $71,400 Building $141,000 | $240,920 |
| 2023 | $3,574.00 | $183,200 Land $62,600 Building $120,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1996–2011) |
| Most Recent Claim | Mar 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2024) action level 15 ppb |
| Water Quality | Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
May also be available: Verizon.
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