216 Prospect Ave, West Springfield, MA 01089 Property Records

Hampden County and West Springfield Town City property record for 216 Prospect Ave, West Springfield, MA 01089

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,062 sqft · built 1955
Lot Size	0.289 acres (12,598 sqft)
Owner	2 Individual Names on File
Last Sale	$281,000 (May 2021)
Tax Bill	$4,750 (2026)
Deeds & Mortgages	May 2021 Sale & Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`445-24800-0U-001`

Property Details

APN / Parcel Number

Primary APN	`445-24800-0U-001`
Alternative APN	`WSPR M:00445 B:24800 L:0000U`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,062 sqft Living Area
Gross Area	2,294 sqft
Basement Area	780 sqft
Unfinished Basement	780 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	12,598 sqft (0.289 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	445-24800-0U-001
Street Address	216 PROSPECT AVE
City	WEST SPRINGFIELD
State	MA
Zip	01089
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA2
Legal Block	24800
Legal Lot Number	U
Jurisdiction	WEST SPRINGFIELD MA
Township / Civil Division	WEST SPRINGFIELD TOWN
Census Block Group	1
Census Block	1008
Census Tract	812202

Owner

216 Prospect Ave is owned and occupied by two individuals who bought it in May 2021.

Source: Hampden County and West Springfield Town City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	216 PROSPECT AVE, WEST SPRINGFIELD, MA 01089
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 14, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage TD BANK NA
Jul 16, 2018	Quit Claim Deed, Transfer · Conventional with PMI MORTGAGE NTWK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2021 · Amount on File
Deed Sale	May 14, 2021 · Amount on File
Prior Sale	Jul 16, 2018 · Amount on File
Deed Book / Page	23883 / 143
Record Updated	Oct 29, 2026

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WEST SPRINGFIELD MA
Recording Date	May 14, 2021
Property Address	216 PROSPECT AVE, WEST SPRINGFIELD, MA 01089
Document Number	23883-143
Book / Page	23883 / 143
Instrument Date	May 14, 2021
Instrument	33154
Transaction Type	Transfer
Record Updated	May 28, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	29 SUTTON PL, AGAWAM, MA 01001-1472

Mortgage

Document Number	33155
Date	May 14, 2021
Instrument	33155

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WEST SPRINGFIELD MA
Recording Date	Jul 16, 2018
Property Address	216 PROSPECT AVE, WEST SPRINGFIELD, MA 01089
Document Number	22266-325
Book / Page	022266 / 000325
Instrument Date	Jul 16, 2018
Instrument	40681
Transaction Type	Transfer
Record Updated	Aug 13, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,046.25
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70 BRADFORD DR #D2 WEST SPRINGFIELD MA 010891421, D2, WEST SPRINGFIELD, MA 01089-1421

Mortgage

Document Number	22266-328
Date	Jul 16, 2018
Book Page	022266/000328
Instrument	40682

Lender

Name	MORTGAGE NTWK
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 15, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 216 Prospect Ave was $4,750, up 6.8% from the year before.

Source: Hampden County and West Springfield Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	West Springfield Town City
Unified School District	West Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,750.00 (+6.79%)	$338,800 (+13.27%) Land $126,900 Building $211,900	$336,441 (+2.89%)
2025	$4,448.00 (+1.67%)	$299,100 (+1.25%) Land $115,400 Building $183,700	$326,990
2024	$4,375.00 (+4.87%)	$295,400 (+10.02%) Land $115,400 Building $180,000
2023	$4,172.00	$268,500 Land $115,400 Building $153,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 216 Prospect Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1985–1999)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 1999 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 216 Prospect Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST SPRINGFIELD DPW WATER DIVISION serves 28,835 people · EPA ID MA1325000
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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