216 Phelps Ave, Galena, MD 21635 Property Records

Kent County property record for 216 Phelps Ave, Galena, MD 21635

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,344 sqft · built 1989
Lot Size	0.46 acres (20,037 sqft)
Owner	2 Individual Names on File
Last Sale	$187,500 (Sep 2015)
Tax Bill	$2,614 (2025)
Deeds & Mortgages	Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-024736`

Property Details

APN / Parcel Number

Primary APN	`01-024736`
Alternative APNs	`1024736` `024736`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,344 sqft Total Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	20,037 sqft (0.46 acres)
Garage Type	Attached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	448 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	024736
Street Address	216 PHELPS AVE
City	GALENA
State	MD
Zip	21635-1242
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 2-20,037 SQ FT 216 PHELPS AVE GALENA-JOHN MULFORD SUBD
Legal Subdivision	JOHN MULFORD SUB
Legal Lot Number	2
Jurisdiction	KENT MD
Township / Civil Division	1, MASSEY
Census Block Group	1
Census Block	1027
Census Tract	950100

Owner

Source: Kent County assessment roll, APN 01-024736, as of August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	216 PHELPS AVE, GALENA, MD 21635-1242
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 01, 2015 · Amount on Record
Deed Sale	Sep 01, 2015 · Amount on Record
Prior Sale	Apr 08, 1988 · Amount on Record
Deed Book / Page	839 / 460
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MD
Property Address	216 PHELPS AVE, GALENA, MD 21635-1242
Transaction Type	Mortgage
Record Updated	Nov 15, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012020249
Date	Oct 29, 2021
Book Page	1202/249

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 01, 2036

Tax Assessment & Valuation

Source: Kent County assessment roll as of August 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Kent County
Municipality	Galena Town
Unified School District	Kent County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$224,500 (+29.77%) Land $48,700 Building $175,800	$224,500 (+29.77%) Land $48,700 Building $175,800
2025	$2,614.00 (+12.67%) Homeowner's exemption
2023	$2,320.00 Homeowner's exemption	$173,000 Land $48,700 Building $124,300	$173,000 Land $48,700 Building $124,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kent County (24029C), as of October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240299501001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	6 (1999–2024)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Wildfire

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 73 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
RiverNet Fixed Wireless	1,200 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: ALTIUS Communications, Cogeco Cable Holdings II, IQ Fiber Intermediate Holdings, Talkie Communications.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MD0140004, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TOWN OF GALENA serves 560 people
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.