216 Oxbow Dr, Sebring, FL 33876 Property Records

Highlands County property record for 216 Oxbow Dr, Sebring, FL 33876

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,280 sqft · built 1995
Lot Size	0.346 acres (15,058 sqft)
Owner	Individual Name on Record
Last Sale	$133,000 (Jul 2018)
Tax Bill	$1,811 (2025)
Deeds & Mortgages	May 2026 Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C-15-35-30-060-00U0-0260`

Property Details

APN / Parcel Number

Primary APN	`C-15-35-30-060-00U0-0260`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,280 sqft Living Area
Gross Area	1,743 sqft
1st Floor Area	1,280 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	15,058 sqft (0.346 acres)
Lot Dimensions	125 ft deep x 119 ft wide
Garage Type	Attached
Garage Area	463 sqft
Driveway	Concrete Driveway
Driveway Area	578 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed/Unfinished Porch
Porch Area	425 sqft
Deck Area	120 sqft
Patio Area	168 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	216 OXBOW DR
City	SEBRING
State	FL
Zip	33876-7468
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SPRING LAKE VILLAGE VI PB 10-PG 21 LOT 26 BLK U
Legal Range	30E
Legal Township	35S
Legal Section	15
Legal Subdivision	SPRING LAKE VILL 06
Legal Block	U
Legal Lot Number	26
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	4
Census Block	4051
Census Tract	961000

Owner

Source: Highlands County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	216 OXBOW DR, SEBRING, FL 33876-7468
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT
Jan 24, 2020	Deed of Trust, Mortgage · VA Mortgage CAPITAL BANK NA
Jul 10, 2018	Warranty Deed, Transfer HERTLAND TITLE INS AGENCY CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2018 · Amount on Record
Deed Sale	Jul 10, 2018 · Amount on Record
Prior Sale	Apr 17, 2006 · Amount on Record
Deed Document Number	20181903371
Deed Book / Page	2645 / 106
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Recording Date	May 15, 2026
Property Address	216 OXBOW DR, SEBRING, FL 33876-7468
Document Number	0002313204
Book / Page	3193 / 172
Instrument Date	May 5, 2026
Instrument	20262313204
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	216 OXBOW DR, SEBRING, FL 33876-7468

Mortgage

Document Number	0002313204,
Date	May 15, 2026
Book Page	3193/172
Instrument	20262313204

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 5, 2056

Interest

Rate	6.37%
Max Rate	-1%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	216 OXBOW DR, SEBRING, FL 33876-7468
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001972557
Date	Jan 24, 2020
Book Page	2734/1808
Instrument	1972557

Lender

Name	CAPITAL BANK NA
Type	Bank
Address	ROCKVILLE, MD 20850

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jul 10, 2018
Property Address	216 OXBOW DR, SEBRING, FL 33876-7468
Document Number	0001903371
Book / Page	2645 / 0106
Map Reference	MB10 PG21
Instrument Date	Jul 5, 2018
Instrument	1903371
Transaction Type	Transfer
Record Updated	Dec 17, 2021
Title Company	HERTLAND TITLE INS AGENCY CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2016 OXBOW DR, SEBRING, FL 33876

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,811.00 (+9.03%) Homeowner's exemption Widower's exemption	$128,518 (+11.77%)	$202,190 (+4.8%) Land $15,000 Building $187,190
2024	$1,661.00 (+5.06%)
2023	$1,581.00 (-1.25%) Homeowner's exemption Disabled Person's exemption	$114,983 (+3%)	$192,930 (+14.1%) Land $15,000 Building $177,930
2022	$1,601.00 Homeowner's exemption Disabled Person's exemption	$111,634	$169,085 Land $11,000 Building $158,085

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	4 (2017–2022)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING LAKE IMPROVEMENT DISTIRCT serves 4,098 people · EPA ID FL5280266
Water Source	Groundwater
Last State Inspection	May 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Conexon Connect.

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