216 Napco Rd, Sparta, NC 28675 Property Records

Alleghany County property record for 216 Napco Rd, Sparta, NC 28675

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,624 sqft · built 2002
Lot Size	0.85 acres (37,026 sqft)
Owner	2 Individual Names on Record
Last Sale	$244,000 (Oct 2026)
Tax Bill	$973 (2026)
Deeds & Mortgages	Oct 2026 Sale May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3081120164`

Property Details

APN / Parcel Number

Primary APN	`3081120164`
Alternative APN	`9809`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,624 sqft Living Area
1st Floor Area	924 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Cottage
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	37,026 sqft (0.85 acres)
Deck Area	120 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	9809
Street Address	216 NAPCO RD
City	SPARTA
State	NC
Zip	28675-9266
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	#1 JOINES NAPCO RD
Legal Subdivision	JOINES GENEVA R (JOINES/NAPCO ROAD)
Legal Block	075
Legal Lot Number	1
Jurisdiction	ALLEGHANY NC
Township / Civil Division	GAP CIVIL
Census Block Group	1
Census Block	1029
Census Tract	950200

Owner

Source: Alleghany County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2665 NILE RD, SPARTA, NC 28675-9027
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
May 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 2026 · Amount on Record
Deed Sale	Oct 9, 2026 · Amount on Record
Prior Sale	Dec 31, 2012 · Amount on Record
Deed Document Number	20264697
Deed Book / Page	457 / 1987
Prior Transfer Date	Nov 7, 2008
Prior Transfer Doc	00323/0722
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGHANY NC
Recording Date	Oct 9, 2026
Property Address	216 NAPCO RD, SPARTA, NC 28675-9266
Document Number	0000004697
Book / Page	457 / 1987
Instrument Date	Oct 1, 2026
Instrument	20264697
Transaction Type	Transfer
Record Updated	Oct 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$49,288.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGHANY NC
Property Address	216 NAPCO RD, SPARTA, NC 28675-9266
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000407/849
Date	May 14, 2020
Book Page	407/849
Instrument	905

Lender

Name	QUICKEN LOANS INC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Alleghany County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Alleghany County
Unified School District	Alleghany County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$973.00 (+1.04%)	$138,000 (-) Land $30,300 Building $107,700	$138,000 (-) Land $30,300 Building $107,700
2025	$963.00	$138,000 (-) Land $30,300 Building $107,700
2023		$138,000 Land $30,300 Building $107,700	$138,000 (-) Land $30,300 Building $107,700
2021			$138,000 Land $30,300 Building $107,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2018–2024)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

Cell Coverage

No cell data coverage reported

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