216 Mosaic Ct, Stephenson, VA 22656 Property Records

Frederick County property record for 216 Mosaic Ct, Stephenson, VA 22656

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,832 sqft · built 2014
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$529,900 (Mar 2023)
Tax Bill	$2,779 (2026)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Mar 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`44E2-1-77`

Property Details

APN / Parcel Number

Primary APN	`44E2-1-77`
Alternative APN	`8048334`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,832 sqft Living Area
Gross Area	4,750 sqft
1st Floor Area	1,832 sqft
Basement Area	613 sqft
Finished Basement	613 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2022
Exterior Material	Stone
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Terrain	Rolling
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	206 sqft
Deck Area	192 sqft
Patio Area	496 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8048334
Street Address	216 MOSAIC CT
City	STEPHENSON
State	VA
Zip	22656-1893
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	SNOWDEN BRIDGE L77 S2
Legal Subdivision	5
Legal Lot Number	77
Jurisdiction	FREDERICK VA
Township / Civil Division	STONEWALL
Census Block Group	4
Census Block	4019
Census Tract	50100

Owner

Source: Frederick County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	216 MOSAIC CT, STEPHENSON, VA 22656-1893
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2023	Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
Mar 3, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2023 · Amount on Record
Deed Sale	Mar 30, 2023 · Amount on Record
Prior Sale	Aug 20, 2014 · Amount on Record
Deed Document Number	20232505
Prior Transfer Date	Feb 23, 2022
Prior Transfer Doc	0000002749
Record Updated	Sep 20, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREDERICK VA
Recording Date	Mar 30, 2023
Property Address	216 MOSAIC CT, STEPHENSON, VA 22656-1893
Document Number	0000002505
Instrument Date	Mar 29, 2023
Instrument	230002505
Transaction Type	Transfer
Record Updated	Apr 19, 2023
Title Company	REGIS TITLE LLC, RGS TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	216 MOSAIC CT, STEPHENSON, VA 22656-1893

Mortgage

Document Number	0000002506
Date	Mar 30, 2023
Instrument	230002506

Lender

Name	PROSPERITY HOME MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICK VA
Recording Date	Mar 3, 2022
Property Address	216 MOSAIC CT, STEPHENSON, VA 22656-1893
Document Number	0000002749
Instrument Date	Feb 23, 2022
Instrument	220002749
Transaction Type	Transfer
Record Updated	Mar 23, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	216 MOSAIC CT, STEPHENSON, VA 22656-1893

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,779.00 (+10.41%)	$524,300 Land $93,000 Building $431,300	$524,300 Land $93,000 Building $431,300
2025	$2,517.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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