216 Madison St, Waterloo, IA 50703 Property Records

Black Hawk County property record for 216 Madison St, Waterloo, IA 50703 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 864 sqft · built 1951
Lot Size	0.147 acres (6,400 sqft)
Owner	Individual Name on File
Tax Bill	$996 (2025)
Deeds & Mortgages	Nov 2021 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8912-30-128-004`

Property Details

APN / Parcel Number

Primary APN	`8912-30-128-004`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
1st Floor Area	864 sqft
Basement Area	864 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,400 sqft (0.147 acres)
Lot Dimensions	128 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	216 MADISON ST
City	WATERLOO
State	IA
Zip	50703-4240
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HILLSIDE ADDITION WATERLOO LOT 8 BLK 5
Legal Range	12W
Legal Township	89N
Legal Section	30
Legal Subdivision	HILLSIDE ADDITION WATERLOO
Legal Block	5
Legal Lot Number	8
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	3
Census Block	3006
Census Tract	1900

Owner

Source: Black Hawk County records · APN 8912-30-128-004

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	216 MADISON ST, WATERLOO, IA 50703-4240
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	216 MADISON ST, WATERLOO, IA 50703-4240
Transaction Type	Mortgage
Record Updated	Nov 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200009776
Date	Nov 05, 2021
Instrument	202200009776

Lender

Name	CITY OF WATERLOO
Type	Government Agency
Address	WATERLOO, IA 50703

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$996.00 Homeowner's exemption	$78,510 (+39.82%) Land $5,340 Building $73,170	$78,510 (+39.82%) Land $5,340 Building $73,170
2024	$996.00 (+9.93%)
2023		$56,150 (+11.92%) Land $5,340 Building $50,810	$56,150 (+11.92%) Land $5,340 Building $50,810
2022	$906.00 Homeowner's exemption	$50,170 Land $5,340 Building $44,830
2021			$50,170 Land $5,340 Building $44,830

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190130019003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	7 (1979)
Most Recent Claim	Apr 1979, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 349 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Waterloo Telecommunications Utility	Fiber	10,000 / 10,000
Mediacom Communications	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20

May also be available at this address: Metronet Holdings, LTD Broadband, AMG Technology Investment Group. Availability varies by address; speeds are provider-advertised maximums, not measured.