216 Lock St, Clyde, NY 14433 Property Records

Wayne County and Galen Town property record for 216 Lock St, Clyde, NY 14433

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,568 sqft · built 1959
Lot Size	0.71 acres (30,928 sqft)
Owner	2 Individual Names on Record
Last Sale	$129,900 (Dec 2018)
Tax Bill	$6,007 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Oct 2025 Mortgage + 3 more
APN	`0076-08`

Property Details

APN / Parcel Number

Primary APN	`0076-08`
Alternative APNs	`240107411200103446430000` `542401 74112-10-344643`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,568 sqft Living Area
1st Floor Area	1,568 sqft
Game Room	Game Room

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	30,928 sqft (0.71 acres)
Lot Dimensions	181 ft deep x 115 ft wide
Garage Type	Attached
Garage Area	320 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	48 sqft
Patio Area	96 sqft
Shed	1 Shed
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0076-08
Street Address	216 LOCK ST
City	CLYDE
State	NY
Zip	14433-1119
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	42112-10-318643
Legal Block	10
Legal Lot Number	344.643
Jurisdiction	WAYNE NY
Township / Civil Division	GALEN
Census Block Group	2
Census Block	2003
Census Tract	21800

Owner

Source: Wayne County and Galen Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	210 LOCK ST, CLYDE, NY 14433-1119
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Deed of Trust, Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN
Oct 7, 2025	Deed of Trust, Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Jan 30, 2024	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
May 5, 2021	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Dec 19, 2018	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2018 · Amount on Record
Deed Sale	Dec 19, 2018 · Amount on Record
Prior Sale	Dec 19, 2018 · Amount on Record
Deed Document Number	20189207501
Prior Transfer Date	Aug 23, 2011
Prior Transfer Doc	0000090783
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE NY
Recording Date	Jul 6, 2026
Property Address	216 LOCK ST, CLYDE, NY 14433-1119
Document Number	0009353204
Instrument Date	Jun 5, 2026
Instrument	20269353204
Transaction Type	Mortgage
Record Updated	Jul 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	216 LOCK ST, CLYDE, NY 14433-1119

Mortgage

Document Number	0009353204,
Date	Jul 6, 2026
Instrument	20269353204

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPMEN

Agreement

Amount	Amount Recorded
Term	277 Months
Due	Aug 1, 2049

Interest

Rate	6.37%
Max Rate	-1%

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE NY
Property Address	216 LOCK ST, CLYDE, NY 14433-1119
Transaction Type	Mortgage
Record Updated	Oct 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00R9346525
Date	Oct 7, 2025
Instrument	R9346525

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	289 Months
Due	Nov 1, 2049

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE NY
Property Address	216 LOCK ST, CLYDE, NY 14433-1119
Transaction Type	Mortgage
Record Updated	Feb 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00R9332147
Date	Jan 30, 2024
Instrument	R9332147

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Feb 1, 2049

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE NY
Property Address	216 LOCK ST, CLYDE, NY 14433-1119
Transaction Type	Mortgage
Record Updated	Dec 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00R9231988
Date	May 5, 2021
Instrument	R9231988

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Jun 1, 2049

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WAYNE NY
Recording Date	Dec 19, 2018
Property Address	216 LOCK ST, CLYDE, NY 14433-1119
Document Number	0000097501
Instrument Date	Dec 14, 2018
Instrument	97501
Transaction Type	Transfer
Record Updated	Mar 12, 2019

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	210 LOCK ST CLYDE NY 14433, CLYDE, NY 14433

Tax Assessment & Valuation

Source: Wayne County and Galen Town assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
County	Wayne County
County Subdivision	Galen Town
Municipality	Clyde Village
Unified School District	Clyde-Savannah Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,007.00 (+4.43%)
2025	$5,752.00	$130,000 (-) Land $17,200 Building $112,800	$200,000 (+29.23%) Land $26,462 Building $173,538
2023		$130,000 Land $17,200 Building $112,800	$154,762 Land $20,476 Building $134,286

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1979–1986)
Most Recent Claim	Jan 1986 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLYDE VILLAGE serves 2,269 people · EPA ID NY5801228
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CBN.

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