216 Kono Way, Destin, FL 32541 Property Records

Okaloosa County property record for 216 Kono Way, Destin, FL 32541

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 2,572 sqft · built 2006
Lot Size	0.027 acres (1,170 sqft)
Owner	Company Name on Record
Last Sale	$635,000 (Oct 2020)
Tax Bill	$10,711 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Nov 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-598-9104-4`

Property Details

APN / Parcel Number

Primary APN	`C56-000-598-9104-4`
Alternative APNs	`00-2S-22-1125-0000-0740` `22S200112500000740`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Stories	3 Stories
Building Area	2,572 sqft Living Area
Gross Area	3,100 sqft
1st Floor Area	1,017 sqft
Upper Floors Area	1,555 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Wood
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	1,170 sqft (0.027 acres)
Porch	Finished/Open Porch
Porch Area	528 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	216 KONO WAY
City	DESTIN
State	FL
Zip	32541-3526
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILLAGES OF CRYSTAL BEACH LOT 74
Legal Subdivision	VILLAGES OF CRYSTAL BEACH
Legal Lot Number	74
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	1
Census Block	1005
Census Tract	23308

Owner

Source: Okaloosa County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1031 REDNA TER, CINCINNATI, OH 45215-1114
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2023	Deed of Trust, Mortgage · Line of Credit UNION SAVINGS BANK
Nov 3, 2021	Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION
Oct 21, 2020	Warranty Deed, Transfer KNIGHT BARRY TITLE SOLUTIONS INC, KNIGHT BARRY TITLE SOLUTIONS I
Feb 12, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2020 · Amount on Record
Deed Sale	Oct 21, 2020 · Amount on Record
Prior Sale	Feb 12, 2020 · Amount on Record
Deed Document Number	20203400656
Deed Book / Page	3500 / 126
Record Updated	Jun 8, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	216 KONO WAY, DESTIN, FL 32541-3526
Transaction Type	Mortgage
Record Updated	Feb 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036591874
Date	Jan 24, 2023
Book Page	3659/1874
Instrument	3602368

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 23, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKALOOSA FL
Recording Date	Nov 3, 2021
Property Address	216 KONO WAY, DESTIN, FL 32541-3526
Document Number	0035844089
Book / Page	3584 / 4089
Map Reference	MB 22 PG 75
Instrument Date	Oct 17, 2021
Instrument	3502417
Transaction Type	Transfer
Record Updated	Nov 22, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1031 REDNA TER, 1031, CINCINNATI, OH 45215-1114

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1031 REDNA TER, CINCINNATI, OH 45215-1114

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Oct 21, 2020
Property Address	216 KONO WAY, DESTIN, FL 32541-3526
Document Number	0035000126
Book / Page	003500 / 000126
Instrument Date	Oct 9, 2020
Instrument	3400656
Transaction Type	Transfer
Record Updated	Nov 9, 2020
Title Company	KNIGHT BARRY TITLE SOLUTIONS INC, KNIGHT BARRY TITLE SOLUTIONS I

Transaction

Amount	Amount Recorded
Tax	$4,445.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1188 GREENERY LN CINCINNATI OH 452334892, CINCINNATI, OH 45233-4892

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Feb 12, 2020
Property Address	216 KONO WAY, DESTIN, FL 32541-3526
Document Number	0034433128
Book / Page	003443 / 003128
Instrument Date	Dec 19, 2019
Instrument	3336914
Transaction Type	Transfer
Record Updated	Mar 4, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,481.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8566 MACON RD CORDOVA TN 380181641, CORDOVA, TN 38018-1641

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Destin City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,711.00 (-3.32%)	$904,434 (-7.46%) Land $308,588 Building $595,846	$904,434 (-7.46%) Land $308,588 Building $595,846
2023	$11,079.00 (+14.25%)	$977,319 (+21.45%) Land $280,000 Building $697,319	$977,319 (+21.45%) Land $280,000 Building $697,319
2022	$9,697.00	$804,741 Land $225,000 Building $579,741	$804,741 Land $225,000 Building $579,741

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 95 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	251 units insured incl. 156 condo units
Nearby Flood Claims	51 (1983–2005)
Claims Outside the SFHA	39 of 51
Most Recent Claim	Jul 2005 · Hurricane Dennis
Claims by Event	Hurricane Frances, Oct 2004 · 6 claims Hurricane Georges, Sep 1998 · 4 claims Hurricane Opal, Oct 1995 · 38 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 579 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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