Bastrop County property record for 216 Insider Loop, Elgin, TX 78621
| Property Type | Single Family Home |
|---|---|
| Details | 1,302 sqft · built 2020 |
| Lot Size | 0.183 acres (7,971 sqft) |
| Owner | Individual Name on File |
| Last Sale | $406,381 (Aug 2023) |
| Tax Bill | $5,259 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage Jan 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | R8716618 |
| Primary APN | R8716618 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 1,302 sqft Living Area |
| Gross Area | 1,839 sqft |
| 1st Floor Area | 1,302 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Roof Material | Composition Shingle |
| Lot Area | 7,971 sqft (0.183 acres) |
| Garage Type | Attached |
| Garage Area | 437 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 216 INSIDER LOOP |
|---|---|
| City | ELGIN |
| State | TX |
| Zip | 78621-2538 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SARATOGA FARMS SUBDIVISION SECTION SIX, BLOCK J, LOT 16, ACRES 0.183 |
| Legal Subdivision | SARATOGA FARMS SUBDIVISION SECTION SIX |
| Legal Block | J |
| Legal Lot Number | 16 |
| Jurisdiction | BASTROP TX |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2058 |
| Census Tract | 950202 |
216 Insider Loop is owned and occupied by an individual who bought it in August 2023.
Source: Bastrop County records, as of May 26, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 216 INSIDER LOOP, ELGIN, TX 78621-2538 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 21, 2023 | Vendor's Lien, Transfer · Conventional Mortgage UNIVERSITY FCU |
| Jan 15, 2021 | Special Warranty Deed, Transfer PLATINUM TITLE LLC, PLATINUM TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 21, 2023 · Amount on File |
| Deed Sale | Aug 21, 2023 · Amount on File |
| Prior Sale | Jan 15, 2021 |
| Deed Document Number | 202312562 |
| Record Updated | Sep 20, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | BASTROP TX |
| Recording Date | Aug 21, 2023 |
| Property Address | 216 INSIDER LOOP, ELGIN, TX 78621-2538 |
| Document Number | 0202312562 |
| Map Reference | CAB 7 PG 4B |
| Instrument Date | Aug 21, 2023 |
| Instrument | 202312562 |
| Transaction Type | Transfer |
| Record Updated | Sep 8, 2023 |
| Title Company | INDEPENDENCE TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 216 INSIDER LOOP, ELGIN, TX 78621-2538 |
| Investor | Possibly a Property Investor |
| Document Number | 0202312563 |
|---|---|
| Date | Aug 21, 2023 |
| Instrument | 202312563 |
| Name | UNIVERSITY FCU |
|---|---|
| Type | Credit Union |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | BASTROP TX |
| Recording Date | Jan 15, 2021 |
| Property Address | 216 INSIDER LOOP, ELGIN, TX 78621-2538 |
| Document Number | 202100879 |
| Map Reference | CAB 7 PG 4B |
| Instrument Date | Jan 15, 2021 |
| Instrument | 202100879 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2021 |
| Title Company | PLATINUM TITLE LLC, PLATINUM TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 216 INSIDER LOOP, ELGIN, TX 78621-2538 |
The 2025 property tax bill for 216 Insider Loop was $5,259 with a homeowner's exemption.
Source: Bastrop County assessment roll, as of May 26, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Bastrop County |
| Municipality | Elgin City |
| Unified School District | Elgin Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,259.00 Homeowner's exemption | $282,037 Land $73,258 Building $208,779 | $282,037 Land $73,258 Building $208,779 |
| 2023 | $7,638.00 (-3.84%) | $329,785 (+6.11%) Land $73,258 Building $256,527 | $329,785 (+6.11%) Land $73,258 Building $256,527 |
| 2022 | $7,943.00 | $310,783 Land $73,258 Building $237,525 | $310,783 Land $73,258 Building $237,525 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 216 Insider Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 216 Insider Loop is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 69% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA WSC serves 86,325 people · EPA ID TX0110013 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 27 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| SOS Communications Fixed Wireless | 100 / 20 |
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