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216 Georgia Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 216 Georgia Ave, Saint Cloud, FL 34769 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,185 sqft · built 1972
Lot Size0.241 acres (10,497 sqft)
OwnerIndividual Name on File
Last Sale$327,000 (May 2026)
Tax Bill$1,144 (2025)
Deeds & MortgagesMay 2026 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN01-26-30-0001-0448-0040

Property Details

APN / Parcel Number

Primary APN01-26-30-0001-0448-0040
Alternative APNs
  • 263001000104480040
  • 80398

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,185 sqft Living Area
Gross Area1,605 sqft
1st Floor Area1,185 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1999
Architectural StyleL-Shape
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,497 sqft (0.241 acres)
Lot Dimensions150 ft deep x 70 ft wide
Garage TypeAttached
Garage Area300 sqft
Parking Spaces1 Parking Space

Exterior Amenities

Pool TypeIn-Ground Pool
Pool Area450 sqft
PorchMetal Porch
Porch Area420 sqft
Deck Area414 sqft
Shed1 Shed
Shed Area64 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address216 GEORGIA AVE
CitySAINT CLOUD
StateFL
Zip34769-2147
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKE FRONT ADDN PB B PG 61-62 BLK 448 S 15 FT LOT 3 & N 55 FT LOT 4
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD 2ND PLAT TOWN OF
Legal Tract1
Legal Block448
Legal Lot Number4
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group3
Census Block3017
Census Tract43400

Owner

Source: Osceola County records · APN 01-26-30-0001-0448-0040

Assessment roll updated November 26, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address216 GEORGIA AVE, SAINT CLOUD, FL 34769-2147
OccupancyOwner Occupied
Owner TypeIndividual
VestingHis Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 05, 2026 · Amount on Record
Deed SaleMay 05, 2026 · Amount on Record
Prior SaleSep 11, 2012 · Amount on Record
Deed Document Number202659413
Deed Book / Page6966 / 2567
Prior Transfer DateNov 27, 2000
Prior Transfer Doc1809002451
Record UpdatedSep 20, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMay 05, 2026
Property Address216 GEORGIA AVE, SAINT CLOUD, FL 34769-2147
Document Number0000059413
Book / Page6966 / 2567
Instrument DateApr 29, 2026
Instrument2026.59413
Transaction TypeTransfer
Record UpdatedMay 14, 2026
Title CompanyRED DOOR TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$231,189.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address216 GEORGIA AVE, SAINT CLOUD, FL 34769-2147

Mortgage

Document Number0000059414,
DateMay 05, 2026
Instrument2026..59414
Lender
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate6.22%
Max Rate-1%

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,144.00 (+4.19%) Homeowner's exemption$106,834 (+5.99%)$266,000 (+13.92%) Land $60,000 Building $206,000
2024$1,098.00 (+3.98%)
2023$1,056.00 (+5.18%) Homeowner's exemption$100,800 (+3%)$233,500 (+13.24%) Land $55,000 Building $178,500
2022$1,004.00 Homeowner's exemption$97,865$206,200 Land $50,000 Building $156,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970434003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 98 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies110 units insured
12 under condo master policies
Nearby Flood Claims24 (1994–2022)
Claims Outside the SFHA3 of 24
Most Recent ClaimSep 2022, river or lake flooding, Hurricane Ian
Claims By Storm
  • Hurricane Ian, Sep 2022 · 4 claims
  • Hurricane Ian, Sep 2022 · 2 claims
  • Hurricane Frances, Sep 2004 · 3 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 368 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Lumen TechnologiesFiber8,000 / 8,000
SpectrumCable1,000 / 1,000

May also be available at this address: Verizon, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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