Spartanburg County property record for 216 Emory Rd, Cowpens, SC 29330
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.44 acres (19,166 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $286,981 (May 2024) |
| Tax Bill | $1,949 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage May 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2-40-00-017.37 |
| Primary APN | 2-40-00-017.37 |
|---|---|
| Alternative APNs |
|
| Lot Area | 19,166 sqft (0.44 acres) |
|---|
| Sewer | Septic |
|---|---|
| Water Source | Commercial |
| Account Number | 198727 |
|---|---|
| Street Address | 216 EMORY RD |
| City | COWPENS |
| State | SC |
| Zip | 29330-9175 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | LOT 37 HAWK RIDGE SUB PB 181-23 DB 137R-73 PB 184-210 DB 144P-289 |
| Legal Subdivision | HAWK RIDGE SUB |
| Legal Lot Number | 37 |
| Jurisdiction | SPARTANBURG SC |
| Township / Civil Division | MAYO |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 22306 |
Source: Spartanburg County records, as of August 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 216 EMORY RD, COWPENS, SC 29330-9175 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 7, 2026 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| May 31, 2024 | Deed, Subdivision Related Transfer · Conventional Mortgage LUMINATE HOME LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 31, 2024 · Amount on Record |
| Deed Sale | May 31, 2024 · Amount on Record |
| Prior Sale | May 3, 2022 · Amount on Record |
| Deed Document Number | 202421106 |
| Deed Book / Page | 146S / 482 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPARTANBURG SC |
| Recording Date | Aug 7, 2026 |
| Property Address | 216 EMORY RD, COWPENS, SC 29330-9175 |
| Document Number | 0000037773 |
| Book / Page | 7294 / 407 |
| Instrument Date | Jul 31, 2026 |
| Instrument | 202637773 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 216 EMORY RD, COWPENS, SC 29330-9175 |
| Document Number | 0000037773, |
|---|---|
| Date | Aug 7, 2026 |
| Book Page | 7294/407 |
| Instrument | 202637773 |
| Name | BANK OF AMERICA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.43% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | SPARTANBURG SC |
| Recording Date | May 31, 2024 |
| Property Address | 216 EMORY RD, COWPENS, SC 29330-9175 |
| Document Number | 0000021106 |
| Book / Page | 146-S / 482 |
| Map Reference | MB 184 PG 210 |
| Instrument Date | Mar 28, 2024 |
| Instrument | 2024-21106 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 22, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $746.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 216 EMORY RD, COWPENS, SC 29330-9175 |
| Document Number | 0000021107 |
|---|---|
| Date | May 31, 2024 |
| Instrument | 2024-21107 |
| Name | LUMINATE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2054 |
Source: Spartanburg County assessment roll, as of October 1, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Spartanburg County |
| Unified School District | Spartanburg School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,949.00 (+982.78%) | $2,200 (+331.37%) Land $2,200 | $55,000 (+547.06%) Land $55,000 |
| 2024 | $180.00 (-2.7%) | ||
| 2023 | $185.00 | $510 Land $510 | $8,500 Land $8,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 78% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LCF WATER DISTRICT serves 18,152 people · EPA ID SC4220010 |
|---|---|
| Water Source | Purchased surface water from SPARTANBURG WATER SYSTEM |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Comporium Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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