Bergen County and Ramsey Borough property record for 216 Elbert St, Ramsey, NJ 07446
| Property Type | Single Family Home |
|---|---|
| Details | 1,706 sqft · built 1954 |
| Lot Size | 0.303 acres (13,199 sqft) |
| Owner | Individual Name on File |
| Last Sale | $460,000 (Dec 2017) |
| Tax Bill | $13,748 (2025) |
| Deeds & Mortgages | Apr 2018 Line of Credit Dec 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-01901-0000-00008 |
| Primary APN | 48-01901-0000-00008 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,706 sqft Living Area |
| 1st Floor Area | 1,706 sqft |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Construction Type | Frame |
| Lot Area | 13,199 sqft (0.303 acres) |
| Lot Dimensions | 110 ft deep x 120 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 216 ELBERT ST |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-1407 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | 0.303AC |
| Legal Block | 1901 |
| Legal Lot Number | 8 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 44100 |
Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 216 ELBERT ST, RAMSEY, NJ 07446-1407 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 5, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Dec 4, 2017 | Grant Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 4, 2017 · Amount on Record |
| Deed Sale | Dec 4, 2017 · Amount on Record |
| Prior Sale | Apr 2, 2012 · Amount on Record |
| Deed Document Number | 201717-091554 |
| Deed Book / Page | 2801 / 2127 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 216 ELBERT ST, RAMSEY, NJ 07446-1407 |
| Document Number | 0029401738 |
| Instrument Date | Apr 5, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 18, 2018 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 216 ELBERT ST RAMSEY NJ 074461407, RAMSEY, NJ 07446-1407 |
| Document Number | 0029401738 |
|---|---|
| Date | May 15, 2018 |
| Book Page | 002940/001738 |
| Instrument | 33996 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 14, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Dec 4, 2017 |
| Property Address | 216 ELBERT ST, RAMSEY, NJ 07446-1407 |
| Document Number | 0028012127 |
| Book / Page | 002801 / 002127 |
| Instrument Date | Nov 13, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $460.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $695,400 (+4.15%) Land $395,500 Building $299,900 | $695,400 (+4.15%) Land $395,500 Building $299,900 | |
| 2025 | $13,748.00 (-0.44%) Widower's exemption | $667,700 (+34.02%) Land $370,500 Building $297,200 | $667,700 (+34.02%) Land $370,500 Building $297,200 |
| 2024 | $13,809.00 (+5.68%) | ||
| 2023 | $498,200 Land $297,700 Building $200,500 | $498,200 Land $297,700 Building $200,500 | |
| 2022 | $13,067.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 1 (2011) |
| Most Recent Claim | Mar 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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