216 E Willow Dr, South Bend, IN 46637 Property Records

St. Joseph County property record for 216 E Willow Dr, South Bend, IN 46637

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,376 sqft · built 1949
Lot Size	0.212 acres (9,240 sqft)
Owner	Individual Name on File
Last Sale	$103,009 (Sep 2018)
Tax Bill	$1,684 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Sep 2018 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`71-03-25-134-004.000-007`

Property Details

APN / Parcel Number

Primary APN	`71-03-25-134-004.000-007`
Alternative APN	`00311330217`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,376 sqft Living Area
Gross Area	2,432 sqft
1st Floor Area	2,201 sqft
Basement Area	825 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Material	Asphalt
Lot Area	9,240 sqft (0.212 acres)
Lot Dimensions	132 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	463 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	1,000 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	216 E WILLOW DR
City	SOUTH BEND
State	IN
Zip	46637-3441
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 16 ROSELAND WOODS & W 20 OF LOT 17
Legal Subdivision	ROSELAND WOODS
Legal Lot Number	16,17
Jurisdiction	ST JOSEPH IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1010
Census Tract	11203

Owner

216 E Willow Dr is owned and occupied by an individual who bought it in September 2018.

Source: St. Joseph County records, as of July 13, 2026

Owner of Record	Individual Name on File
Mailing Address	216 E WILLOW DR, SOUTH BEND, IN 46637-3441
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2023	Deed of Trust, Mortgage VA
Sep 18, 2018	Deed of Trust, Mortgage · VA Mortgage CITIZENS BANK NA
Sep 18, 2018	Deed of Trust, Mortgage · VA Mortgage CITIZENS BANK NA
Sep 18, 2018	Warranty Deed, Transfer
Sep 18, 2018	Warranty Deed, Transfer
Sep 18, 2018	Warranty Deed, Transfer · VA Mortgage CITIZENS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2018 · Amount on File
Deed Sale	Sep 18, 2018 · Amount on File
Deed Document Number	201823997
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	216 E WILLOW DR, SOUTH BEND, IN 46637-3441
Transaction Type	Mortgage
Record Updated	Oct 11, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002321829
Date	Sep 15, 2023
Instrument	2321829

Lender

Name	VA
Type	Government Agency

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2052

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	216 E WILLOW DR, SOUTH BEND, IN 46637-3441
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1823998
Date	Sep 18, 2018
Instrument	1823998

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2048

Interest

Rate Type	Fixed Rate

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	216 E WILLOW DR, SOUTH BEND, IN 46637-3441
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1823998
Date	Sep 18, 2018
Instrument	1823998

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2048

Interest

Rate Type	Fixed Rate

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Sep 18, 2018
Property Address	216 E WILLOW DR, SOUTH BEND, IN 46637-3441
Document Number	1823997
Instrument Date	Sep 14, 2018
Instrument	1823997
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	216 E WILLOW DR, SOUTH BEND, IN 46637-3441

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Sep 18, 2018
Property Address	216 E WILLOW DR, SOUTH BEND, IN 46637-3441
Document Number	1823997
Instrument Date	Sep 14, 2018
Instrument	1823997
Transaction Type	Transfer
Record Updated	Feb 7, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	216 E WILLOW DR, SOUTH BEND, IN 46637-3441

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Sep 18, 2018
Property Address	216 E WILLOW DR, SOUTH BEND, IN 46637-3441
Document Number	0001823997
Instrument Date	Sep 14, 2018
Instrument	1823997
Transaction Type	Transfer
Record Updated	Aug 8, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	216 E WILLOW DR, SOUTH BEND, IN 46637-3441

Mortgage

Document Number	0001823998
Date	Sep 18, 2018
Instrument	1823998

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 216 E Willow Dr was $1,684 with a homeowner's exemption, down 3.1% from the year before.

Source: St. Joseph County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Clay Township
Municipality	Roseland Town
Unified School District	South Bend Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,684.00 (-3.05%)	$157,000 Land $32,100 Building $124,900	$157,000 Land $32,100 Building $124,900
2024	$1,737.00 (+7.69%)
2023	$1,613.00 (-10.49%)	$141,800 (-) Land $32,100 Building $109,700	$141,800 (-) Land $32,100 Building $109,700
2022	$1,802.00	$141,800 Land $32,100 Building $109,700	$141,800 Land $32,100 Building $109,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 216 E Willow Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Feb 2018 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 216 E Willow Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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