Coles County property record for 216 E North St, Oakland, IL 61943
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,724 sqft · built 1897 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $14,500 (May 2013) |
| Tax Bill | $1,928 (2025) |
| Deeds & Mortgages | Jan 2023 Line of Credit Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-0-02710-000 |
| Primary APN | 03-0-02710-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,724 sqft Base Area |
| 1st Floor Area | 1,724 sqft |
| Year Built | Built 1897 |
|---|---|
| Effective Year Built | Effective 1897 |
| Lot Area | 13,939 sqft (0.32 acres) |
| Lot Dimensions | 116 ft deep x 120 ft wide |
| Garage Type | Detached |
| Garage Area | 1,700 sqft |
| Cooling System | Central |
|---|
| Street Address | 216 E NORTH ST |
|---|---|
| City | OAKLAND |
| State | IL |
| Zip | 61943-7188 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | O.M. GUINN'S ADDITION LOT 01 BLOCK 01 |
| Legal Subdivision | O M GUINN'S ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | COLES IL |
| Township / Civil Division | EAST OAKLAND |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 100 |
Source: Coles County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 216 E NORTH ST, OAKLAND, IL 61943-7188 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 25, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST FARMERS BANK & TRUST |
| Mar 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FARMERS BANK & TRUST |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 13, 2013 · Amount on Record |
| Deed Sale | May 13, 2013 · Amount on Record |
| Deed Document Number | 2013744832 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLES IL |
| Property Address | 216 E NORTH ST, OAKLAND, IL 61943-7188 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 202300805101 |
|---|---|
| Date | Jan 25, 2023 |
| Instrument | 202300805101 |
| Name | FIRST FARMERS BANK & TRUST |
|---|---|
| Type | Bank |
| Address | CONVERSE, IN 46919 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 23, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLES IL |
| Property Address | 216 E NORTH ST, OAKLAND, IL 61943-7188 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2020 |
| Name | Verified Name |
|---|
| Document Number | 202000786524 |
|---|---|
| Date | Mar 2, 2020 |
| Instrument | 202000786524 |
| Name | FIRST FARMERS BANK & TRUST |
|---|---|
| Type | Bank |
| Address | CONVERSE, IN 46919 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Feb 1, 2035 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.5% |
Source: Coles County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Coles County |
| County Subdivision | East Oakland Township |
| Municipality | Oakland City |
| Unified School District | Oakland Community Unit School District 5 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,928.00 (+22.88%) | $28,452 (-) Land $2,320 Building $26,132 | $85,356 (-) Land $6,960 Building $78,396 |
| 2023 | $28,452 Land $2,320 Building $26,132 | $85,356 Land $6,960 Building $78,396 | |
| 2020 | $1,569.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OAKLAND serves 739 people · EPA ID IL0290300 |
|---|---|
| Water Source | Purchased groundwater from EMBARRAS AREA WATER DISTRICT |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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