216 E Howard St, Girard, OH 44420 Property Records

Trumbull County property record for 216 E Howard St, Girard, OH 44420

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 1,815 sqft · built 1925
Lot Size	0.08 acres (3,485 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,270 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Mar 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-221440`

Property Details

APN / Parcel Number

Primary APN	`14-221440`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,815 sqft Living Area
1st Floor Area	1,822 sqft
Upper Floors Area	904 sqft
Basement Area	904 sqft
Unfinished Basement	904 sqft
Family Room	Family Room

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1991
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	3,485 sqft (0.08 acres)
Lot Dimensions	68 ft deep x 50 ft wide
Garage Area	384 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	120 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	216 E HOWARD ST
City	GIRARD
State	OH
Zip	44420-2925
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	31 50F HILLSIDE HOWARD ST
Legal Subdivision	HILLSIDE
Legal Lot Number	31
Jurisdiction	TRUMBULL OH
Township / Civil Division	LIBERTY
Census Block Group	2
Census Block	2013
Census Tract	932200

Owner

216 E Howard St is owned and occupied by two individuals who acquired it in April 2017.

Source: Trumbull County records, as of April 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	216 E HOWARD ST, GIRARD, OH 44420-2925
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2026	Deed of Trust, Mortgage · Line of Credit WESBANCO BANK INC
Mar 6, 2017	Deed of Trust, Mortgage · Line of Credit HOME SAVINGS BANK
Apr 17, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 1, 1990
Deed Sale	Jan 1, 1990
Last Transfer Date	Apr 11, 2017
Transfer Doc	0000007191
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRUMBULL OH
Property Address	216 E HOWARD ST, GIRARD, OH 44420-2925
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	WESBANCO TITLE AGENCY LLC, WESBANCO TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	216 E HOWARD ST, GIRARD, OH 44420-2925

Mortgage

Document Number	0000004434
Date	Mar 19, 2026
Instrument	202603190004434

Lender

Name	WESBANCO BANK INC
Type	Bank
Address	3500 BELMONT AVE, YOUNGSTOWN, OH 44505

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Mar 18, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRUMBULL OH
Property Address	216 E HOWARD ST, GIRARD, OH 44420-2925
Transaction Type	Mortgage
Record Updated	Jul 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004247
Date	Mar 6, 2017
Instrument	201703060004247

Lender

Name	HOME SAVINGS BANK
Type	Bank
Address	YOUNGSTOWN, OH 44501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	Feb 12, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TRUMBULL OH
Recording Date	Apr 17, 2017
Property Address	216 E HOWARD ST, GIRARD, OH 44420-2925
Document Number	0000007191
Instrument Date	Apr 11, 2017
Instrument	7191
Transaction Type	Transfer
Record Updated	Jun 6, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	216 E HOWARD ST GIRARD OH 444202925, GIRARD, OH 44420-2925

Tax Assessment & Valuation

The 2025 property tax bill for 216 E Howard St was $1,270.

Source: Trumbull County assessment roll, as of April 23, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Trumbull County
County Subdivision	Liberty Township
Municipality	Girard City
Unified School District	Girard City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,270.00	$31,120 (-) Land $2,420 Building $28,700
2024	$1,270.00 (-1.93%)	$31,120 (-) Land $2,420 Building $28,700
2023	$1,295.00 (+27.84%)	$31,120 (+60.41%) Land $2,420 Building $28,700	$88,900 Land $6,900 Building $82,000
2022	$1,013.00	$19,400 Land $2,420 Building $16,980
2020			$55,400 Land $6,900 Building $48,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 216 E Howard St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 26, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 216 E Howard St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GIRARD CITY serves 13,263 people · EPA ID OH7801103
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 719 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
T-Mobile Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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