Clay County property record for 216 E 3rd St, Flora, IL 62839 · Last verified August 2026
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
|---|---|
| Bathrooms | 2 Baths |
| Architecture Style | Multifamily |
| Year Built | Built 1900 |
| Square Footage | 1,088 sqft Living Area |
| Lot Size | 7,242 sqft (0.166 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $160,000 (2026) |
| Tax Bill | $3,777.00 (2024) |
| Primary APN | 10-25-306-003 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,088 sqft Living Area |
| Attic Area | 1,088 sqft Attic |
| Attic | 1 Attic |
| Basement Area | 635 sqft Basement |
| Stories | 2 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Plaster Interior Structure |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Multifamily Style |
| Exterior Material | Other Exterior |
| Construction Type | Frame Construction |
| Foundation Type | No Foundation Foundation |
| Roof Material | Shingle Roof |
| Lot Area | 7,242 sqft (0.166 acres) |
| Porch Area | 240 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 216 E 3RD ST |
|---|---|
| City | FLORA |
| State | IL |
| Zip | 62839-2005 |
| Property Usage | Residential Property Usage |
| Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Legal Description | ORIGINAL TOWN BLOCK 10 LOT 4 |
| Legal Subdivision | CITY FLORA |
| Legal Block | 10 |
| Legal Lot Number | 4 |
| Jurisdiction | CLAY IL |
| Minor Civil Division | HARTER |
| Census Blockgroup | 3 |
| Census Block | 3082 |
| Census Tract | 972100 |
Source: Clay County records · APN 10-25-306-003
Assessment roll updated September 5, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 216 E 3RD ST, FLORA, IL 62839-2005 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 29, 2026 | Deed of Trust, Mortgage · Line of Credit NONE LISTED ON DOCUMENT |
| Jan 16, 2026 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Jan 10, 2024 | Deed of Trust, Mortgage HUD |
| Oct 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ILLINOIS HOUSING DEV AUTHORITY |
| Jun 01, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CLAY CITY BANKING CO |
| Oct 21, 2021 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage US BANK NA |
| Dec 21, 2020 | Intrafamily Transfer, Transfer |
| Aug 05, 2020 | Warranty Deed, Transfer |
| Feb 14, 2018 | Deed, Transfer · Conventional Mortgage GERSHMAN INVESTMENT CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 16, 2026 · Amount on Record |
| Deed Sale | Jan 16, 2026 · Amount on Record |
| Prior Sale | Oct 21, 2021 · Amount on Record |
| Deed Doc Number | 2026101 |
| Prior Transfer Date | Mar 17, 2025 |
| Prior Transfer Doc | 0000211401 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY IL |
| Recording Date | Jun 29, 2026 |
| Property Address | 216 E 3RD ST, FLORA, IL 62839-2005 |
| Document Number | 0000001224 |
| Instrument Date | Jun 19, 2026 |
| Instrument | 20261224 |
| Transaction Type | Mortgage |
| Record Updated | Jul 10, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 216 E 3RD ST, FLORA, IL 62839-2005 |
| Investor | Possibly a Property Investor |
| Document Number | 0000001224, |
|---|---|
| Date | Jun 29, 2026 |
| Instrument | 20261224 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 19, 2051 |
| Rate | 6.51% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY IL |
| Recording Date | Jan 16, 2026 |
| Property Address | 216 E 3RD ST, FLORA, IL 62839-2005 |
| Document Number | D202600101 |
| Instrument Date | Jan 09, 2026 |
| Instrument | D202600101 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $240.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 216 E 3RD ST, FLORA, IL 62839-2005 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY IL |
| Property Address | 216 E 3RD ST, FLORA, IL 62839-2005 |
| Transaction Type | Mortgage |
| Record Updated | Jan 31, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000208714 |
|---|---|
| Date | Jan 10, 2024 |
| Instrument | 208714 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY IL |
| Property Address | 216 E 3RD ST, FLORA, IL 62839-2005 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000203218 |
|---|---|
| Date | Oct 21, 2021 |
| Instrument | 203218 |
| Name | ILLINOIS HOUSING DEV AUTHORITY |
|---|---|
| Type | Government Agency |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY IL |
| Property Address | 216 E 3RD ST, FLORA, IL 62839-2005 |
| Transaction Type | Mortgage |
| Record Updated | Jun 01, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000201985 |
|---|---|
| Date | Jun 01, 2021 |
| Instrument | 201985 |
| Name | CLAY CITY BANKING CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jun 05, 2022 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY IL |
| Recording Date | Oct 21, 2021 |
| Property Address | 216 E 3RD ST, FLORA, IL 62839-2005 |
| Document Number | 0000203216 |
| Instrument Date | Oct 20, 2021 |
| Instrument | 203216 |
| Transaction Type | Transfer |
| Record Updated | Jun 01, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $180.75 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 216 E 3RD ST, FLORA, IL 62839-2005 |
| Document Number | 0000203217 |
|---|---|
| Date | Oct 21, 2021 |
| Instrument | 203217 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLAY IL |
| Recording Date | Dec 21, 2020 |
| Property Address | 216 E 3RD ST, FLORA, IL 62839-2005 |
| Document Number | 0000200672 |
| Instrument Date | Dec 15, 2020 |
| Instrument | 200672 |
| Transaction Type | Transfer |
| Record Updated | Jun 01, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 2951 MARIGOLD LN, FLORA, IL 62839-3750 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY IL |
| Recording Date | Aug 05, 2020 |
| Property Address | 216 E 3RD ST, FLORA, IL 62839-2005 |
| Document Number | 0000199551 |
| Map Reference | DOC 127519 |
| Instrument Date | Aug 04, 2020 |
| Instrument | 199551 |
| Transaction Type | Transfer |
| Record Updated | Jun 01, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $20.25 |
| Amount Accuracy | Calculated from Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 216 E 3RD ST, FLORA, IL 62839-2005 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CLAY IL |
| Recording Date | Feb 14, 2018 |
| Property Address | 216 E 3RD ST, FLORA, IL 62839-2005 |
| Document Number | 000D193528 |
| Instrument Date | Feb 14, 2018 |
| Instrument | D193528 |
| Transaction Type | Transfer |
| Record Updated | Jun 01, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,583.00 |
| Amount Accuracy | Calculated from Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 216 E 3RD ST, FLORA, IL 62839-2005 |
| Document Number | 000D193529 |
|---|---|
| Date | Feb 14, 2018 |
| Instrument | D193529 |
| Name | GERSHMAN INVESTMENT CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2048 |
| Rate Type | Fixed Rate |
|---|
Source: Clay County records · Assessment roll updated September 5, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Clay County |
| County Subdivision | Harter Township |
| Municipality | Flora City |
| Unified School District | Flora Community Unit School District 35 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $58,419 (+11.45%) Land $4,355 Building $54,064 | $175,257 (+11.45%) Land $13,065 Building $162,192 | |
| 2024 | $3,777.00 (+3.65%) Homeowner's exemption | $52,418 (+18.42%) Land $3,908 Building $48,510 | $157,254 (+18.42%) Land $11,724 Building $145,530 |
| 2022 | $3,644.00 (+10.06%) Homeowner's exemption | $44,266 Land $3,301 Building $40,965 | $132,798 Land $9,903 Building $122,895 |
| 2021 | $3,311.00 |
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