216 E 10th St S, Ladysmith, WI 54848 Property Records

Rusk County property record for 216 E 10th St S, Ladysmith, WI 54848

Property Summary

Property Type	Single Family Home
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,050 (2025)
Deeds & Mortgages	Dec 2025 Mortgage May 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`246-02341-0000`

Property Details

APN / Parcel Number

Primary APN	`246-02341-0000`

Exterior

Lot Area	14,375 sqft (0.33 acres)

Location & Zoning

Street Address	216 E 10TH ST S
City	LADYSMITH
State	WI
Zip	54848-2045
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MENASHA WOODENWARE COS 2ND ADD PART OF LOT 7 LYING 20 N & E OF CENTERLINE OF RR SPUR AS LAID OUT & LOT 8 BLOCK 24 VOLUME 612
Legal Range	06W
Legal Township	34N
Legal Section	02
Legal Subdivision	MENASHA WOODENWARE CO 2ND ADD
Legal Block	24
Legal Lot Number	7-8
Jurisdiction	RUSK WI
Township / Civil Division	LADYSMITH
Census Block Group	1
Census Block	1063
Census Tract	960500

Owner

Source: Rusk County records, as of February 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	216 E 10TH ST S, LADYSMITH, WI 54848-2045
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2025	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
May 12, 2023	Deed of Trust, Mortgage · Conventional Mortgage LADYSMITH FEDERAL S & L
Aug 7, 2018	Deed of Trust, Mortgage · Conventional Mortgage LADYSMITH FEDERAL S & L
Jun 2, 2017	Deed of Trust, Mortgage · Conventional Mortgage LADYSMITH FEDERAL S & L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 12, 2016
Transfer Doc	612/302
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUSK WI
Property Address	216 E 10TH ST S, LADYSMITH, WI 54848-2045
Transaction Type	Mortgage
Record Updated	Dec 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000375715
Date	Dec 2, 2025
Instrument	375715

Lender

Name	NEW DAY FINANCIAL LLC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUSK WI
Property Address	216 E 10TH ST S, LADYSMITH, WI 54848-2045
Transaction Type	Mortgage
Record Updated	May 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000367317
Date	May 12, 2023
Instrument	367317

Lender

Name	LADYSMITH FEDERAL S & L
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUSK WI
Property Address	216 E 10TH ST S, LADYSMITH, WI 54848-2045
Transaction Type	Mortgage
Record Updated	Aug 29, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	642/38
Date	Aug 7, 2018
Book Page	642/38
Instrument	349065

Lender

Name	LADYSMITH FEDERAL S & L
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUSK WI
Property Address	216 E 10TH ST S, LADYSMITH, WI 54848-2045
Transaction Type	Mortgage
Record Updated	May 9, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	627/154
Date	Jun 2, 2017
Book Page	627/154
Instrument	344862

Lender

Name	LADYSMITH FEDERAL S & L
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Rusk County assessment roll, as of February 3, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Rusk County
Municipality	Ladysmith City
Unified School District	Ladysmith School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,050.00 (+4%) Homeowner's exemption	$42,800 (-) Land $9,600 Building $33,200	$73,100 (+36.89%)
2023	$750.00 Homeowner's exemption	$42,800 Land $9,600 Building $33,200	$53,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1994)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 1994 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LADYSMITH WATERWORKS serves 3,184 people · EPA ID WI8550131
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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