Surry County property record for 216 Cox Ford Rd, Ararat, NC 27007
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,508 sqft · built 1972 |
| Lot Size | 1.04 acres (45,302 sqft) |
| Owner | Individual Name on File |
| Last Sale | $138,000 (Sep 2017) |
| Tax Bill | $1,054 (2026) |
| Deeds & Mortgages | May 2017 Mortgage Sep 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5945-00-38-0961 |
| Primary APN | 5945-00-38-0961 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,508 sqft Living Area |
| 1st Floor Area | 1,244 sqft |
| Basement Area | 1,256 sqft |
| Unfinished Basement | 1,256 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Brick Veneer |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 45,302 sqft (1.04 acres) |
| Lot Width | 281 ft Width |
| Garage Type | Carport |
| Garage Area | 400 sqft |
| Carport | Carport |
| Carport Area | 400 sqft |
| Porch | Slab |
| Porch Area | 76 sqft |
| Storage Building | 24 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 100109326 |
|---|---|
| Street Address | 216 COX FORD RD |
| City | ARARAT |
| State | NC |
| Zip | 27007-8101 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RA |
| Legal Description | COX FORD RD |
| Legal Subdivision | ARARAT TO POWER DAM |
| Jurisdiction | SURRY NC |
| Township / Civil Division | ELDORA |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 931101 |
216 Cox Ford Rd, a rural home, is owned and occupied by an individual who bought it in September 2017.
Source: Surry County records, as of September 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 216 COX FORD RD, ARARAT, NC 27007-8101 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 30, 2017 | Deed of Trust, Mortgage TRULIANT FCU |
| Sep 1, 2017 | Warranty Deed, Transfer · ARM STATE EMPLOYEES CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 1, 2017 · Amount on File |
| Deed Sale | Sep 1, 2017 · Amount on File |
| Deed Book / Page | 1606 / 1 |
| Prior Transfer Date | May 9, 2012 |
| Prior Transfer Doc | 1401/0815 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SURRY NC |
| Property Address | 216 COX FORD RD, ARARAT, NC 27007-8101 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 1595/0632 |
|---|---|
| Date | May 30, 2017 |
| Book Page | 1595/0632 |
| Name | TRULIANT FCU |
|---|---|
| Type | Credit Union |
| Address | WINSTON SALEM, NC 27103 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | May 16, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SURRY NC |
| Recording Date | Sep 1, 2017 |
| Property Address | 216 COX FORD RD, ARARAT, NC 27007-8101 |
| Document Number | 1606/0001 |
| Book / Page | 1606 / 0001 |
| Instrument Date | Sep 1, 2017 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $276.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 274 ELLIS HARDY RD, 274, PINNACLE, NC 27043-9292 |
| Name | Verified Name |
|---|---|
| Address | 740 GREENHILL RD, MOUNT AIRY, NC 27030-2320 |
| Document Number | 1606/0004 |
|---|---|
| Date | Sep 1, 2017 |
| Book Page | 1606/0004 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.25% |
| Max Rate At Change | 6% |
| Index | 5-Year CMT |
| Max Rate | 6% |
The 2026 property tax bill for 216 Cox Ford Rd was $1,054, down 0.6% from the year before.
Source: Surry County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Surry County |
| Unified School District | Surry County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,054.00 (-0.57%) | $134,420 (-21.6%) Land $13,000 Building $121,420 | $134,420 (-21.6%) Land $13,000 Building $121,420 |
| 2025 | $1,060.00 | $171,450 Land $13,000 Building $158,450 | $171,450 Land $13,000 Building $158,450 |
| 2023 | $742.00 | $134,420 Land $13,000 Building $121,420 | $134,420 Land $13,000 Building $121,420 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 216 Cox Ford Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 216 Cox Ford Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surry Telephone Fiber | 1,000 / 1,000 |
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