216 Chiswell Rd, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 216 Chiswell Rd, Schenectady, NY 12304

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 630 sqft · built 1954
Lot Size0.128 acres (5,600 sqft)
Owner2 Individual Names on Record
Tax Bill$3,420 (2026)
Deeds & MortgagesJan 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN421500 60.63-1-39

Property Details

APN / Parcel Number

Primary APN421500 60.63-1-39
Alternative APN
  • 150006006300010390000000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area630 sqft Living Area
1st Floor Area630 sqft

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Lot Area5,600 sqft (0.128 acres)
Lot Dimensions140 ft deep x 40 ft wide
PorchSlab
Porch Area180 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address216 CHISWELL RD
CitySCHENECTADY
StateNY
Zip12304-3806
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal Description1 WOOD
Legal Block1
Legal Lot Number39.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group4
Census Block4024
Census Tract21802

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address216 CHISWELL RD, SCHENECTADY, NY 12304-3806
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJan 11, 2023
Transfer Doc0000004264
Record UpdatedOct 29, 2026

January 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSCHENECTADY NY
Recording DateJan 24, 2023
Property Address216 CHISWELL RD, SCHENECTADY, NY 12304-3806
Document Number0000004264
Book / Page2101 / 323
Instrument DateJan 11, 2023
Instrument202304264
Transaction TypeTransfer
Record UpdatedFeb 3, 2023
Title CompanyACCURATE GROUP, ACCURATE GROUP LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address216 CHISWELL RD, SCHENECTADY, NY 12304-3806

Transferred To (Grantee/Buyer)

NameVerified Name
Address216 CHISWELL RD, SCHENECTADY, NY 12304-3806

Mortgage

Document Number0000004265
DateJan 24, 2023
Instrument202304265
Lender
NameKEY BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueFeb 1, 2038

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,420.00 (+4.78%) Homeowner's exemption
2025$3,264.00 (+12.28%)$68,000 (-) Land $10,200 Building $57,800$112,601 (+30.82%) Land $16,890 Building $95,711
2023$68,000 (-) Land $10,200 Building $57,800$86,076 (+3.8%) Land $12,911 Building $73,165
2022$68,000 Land $10,200 Building $57,800$82,927 Land $12,439 Building $70,488
2021$2,907.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 619 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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