216 Central Ave, Bay, AR 72411 Property Records

Craighead County property record for 216 Central Ave, Bay, AR 72411

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,529 sqft
Lot Size	0.348 acres (15,171 sqft)
Owner	2 Individual Names on File
Last Sale	$120,000 (Oct 2022)
Tax Bill	$883 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Jun 2024 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`10-135213-10200`

Property Details

APN / Parcel Number

Primary APN	`10-135213-10200`
Alternative APN	`824547`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,529 sqft Living Area
Gross Area	1,672 sqft
1st Floor Area	1,529 sqft
Flooring	Carpet

Exterior

Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	15,171 sqft (0.348 acres)
Garage Type	Carport
Garage Area	231 sqft
Carport	Carport
Carport Area	231 sqft
Driveway	Concrete Driveway
Driveway Area	460 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	143 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	216 CENTRAL AVE
City	BAY
State	AR
Zip	72411-9461
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ELDERS ORIG. SURV. TO BAY PT LOT 461X100X75X100
Legal Range	05
Legal Township	13
Legal Section	21
Legal Subdivision	ELDERS ORIG SURV TO BAY
Legal Block	J
Legal Lot Number	4
Jurisdiction	CRAIGHEAD AR
Township / Civil Division	MAUMELLE
Census Block Group	1
Census Block	1076
Census Tract	900

Owner

216 Central Ave is owned and occupied by two individuals who bought it in October 2022.

Source: Craighead County records, as of July 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	103 E MATTHEWS ST, BROOKLAND, AR 72417-8682
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2022	Deed of Trust, Mortgage · Line of Credit FORREST CITY BANK NA
Jun 14, 2024	Deed of Trust, Mortgage · FHA Mortgage NEW AMERICAN FUNDING
Oct 4, 2022	Warranty Deed, Transfer · Line of Credit FIRST NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2022 · Amount on File
Deed Sale	Oct 4, 2022 · Amount on File
Prior Sale	Feb 5, 2002
Deed Document Number	202221606
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAIGHEAD AR
Property Address	216 CENTRAL AVE, BAY, AR 72411-9461
Transaction Type	Mortgage
Record Updated	Oct 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	216 CENTRAL AVE, BAY, AR 72411-9461

Mortgage

Document Number	2022R014407
Date	Jun 28, 2022
Instrument	2022R-014407

Lender

Name	FORREST CITY BANK NA
Type	Bank
Address	FORREST CITY, AR 72335

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jun 10, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAIGHEAD AR
Property Address	216 CENTRAL AVE, BAY, AR 72411-9461
Transaction Type	Mortgage
Record Updated	Oct 13, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	216 CENTRAL AVE, BAY, AR 72411-9461

Mortgage

Document Number	2024R010671
Date	Jun 14, 2024
Instrument	2024R-010671

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution
Address	TUSTIN, CA 92780

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2054

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAIGHEAD AR
Recording Date	Oct 4, 2022
Property Address	216 CENTRAL AVE, BAY, AR 72411-9461
Document Number	2022R021606
Instrument Date	Oct 3, 2022
Instrument	2022R-021606
Transaction Type	Transfer
Record Updated	Oct 13, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$396.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	111 MALLARD CV, BAY, AR 72411-9480

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	216 CENTRAL AVE, BAY, AR 72411-9461

Mortgage

Document Number	2022R021607
Date	Oct 4, 2022
Instrument	2022R-021607

Lender

Name	FIRST NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Oct 3, 2023

Tax Assessment & Valuation

The 2025 property tax bill for 216 Central Ave was $883 with a homeowner's exemption.

Source: Craighead County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Craighead County
Municipality	Bay City
Unified School District	Bay School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$883.00 Homeowner's exemption	$16,741 Land $2,000 Building $14,741	$83,705 Land $10,000 Building $73,705
2023	$860.00 Homeowner's exemption	$16,741 Land $2,000 Building $14,741	$83,705 Land $10,000 Building $73,705

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 216 Central Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 21 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 216 Central Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Arkansas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAY WATERWORKS serves 1,938 people · EPA ID AR0000129
Water Source	Groundwater
Last State Inspection	Dec 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Empower, delivered by CECC, Right Fiber.

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