216 Cedar St, West Branch, IA 52358 Property Records

Cedar County property record for 216 Cedar St, West Branch, IA 52358

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,404 sqft · built 1968
Lot Size	0.129 acres (5,619 sqft)
Owner	2 Individual Names on File
Last Sale	$1,000 (Dec 2020)
Tax Bill	$3,440 (2026)
Deeds & Mortgages	Oct 2019 Refinance Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`050013081070060`

Property Details

APN / Parcel Number

Primary APN	`050013081070060`
Alternative APN	`50005001308107006000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,404 sqft Living Area
Basement Area	1,404 sqft
Finished Basement	600 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	5,619 sqft (0.129 acres)
Patio Area	465 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	216 CEDAR ST
City	WEST BRANCH
State	IA
Zip	52358-8617
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAINES ADD W 75' LOT1 & W 75' OF N 20' LOT 2 BLK 2 LOT B
Legal Subdivision	HAINES ADD
Legal Block	2
Legal Lot Number	1
Jurisdiction	CEDAR IA
Township / Civil Division	SPRINGDALE
Census Block Group	4
Census Block	4015
Census Tract	450500

Owner

216 Cedar St is owned and occupied by two individuals who bought it in December 2020.

Source: Cedar County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	216 CEDAR ST, WEST BRANCH, IA 52358-8617
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance GREENSTATE CREDIT UNION
Dec 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage GREENSTATE CU
Dec 28, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage GREENSTATE CU
Oct 3, 2019	Executor's Deed, Transfer · ARM GREENSTATE CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2020 · Amount on File
Deed Sale	Dec 28, 2020 · Amount on File
Deed Document Number	20204566
Deed Book / Page	1563 / 121
Prior Transfer Date	Dec 16, 2020
Prior Transfer Doc	001563/121
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CEDAR IA
Property Address	216 CEDAR ST, WEST BRANCH, IA 52358-8617
Transaction Type	Mortgage
Record Updated	Jan 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001488/71
Date	Oct 3, 2019
Book Page	1488/71
Instrument	3079

Lender

Name	GREENSTATE CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	73 Months
Due	Nov 1, 2025

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CEDAR IA
Property Address	216 CEDAR ST, WEST BRANCH, IA 52358-8617
Transaction Type	Mortgage
Record Updated	Jan 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001563/136
Date	Dec 28, 2020
Book Page	1563/136
Instrument	2020 4568

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	84 Months
Due	Jan 5, 2027

Interest

Rate Type	Fixed Rate

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CEDAR IA
Recording Date	Dec 28, 2020
Property Address	216 CEDAR ST, WEST BRANCH, IA 52358-8617
Document Number	001563/121
Book / Page	1563 / 121
Instrument Date	Dec 16, 2020
Instrument	2020 4566
Transaction Type	Transfer
Record Updated	Sep 7, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	216 CEDAR ST, WEST BRANCH, IA 52358-8617

Mortgage

Document Number	001563/122
Date	Dec 28, 2020
Book Page	1563/122
Instrument	2020 4567

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	372 Months
Due	Jan 5, 2051

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 5, 2026
Change Frequency	Annually
Min Rate At Change	4.88%
Max Rate At Change	4.75%
Index	1-Year CMT

October 2019: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	CEDAR IA
Recording Date	Oct 3, 2019
Property Address	216 CEDAR ST, WEST BRANCH, IA 52358-8617
Document Number	0001488/52
Book / Page	1488 / 52
Instrument Date	Aug 9, 2019
Instrument	3077
Transaction Type	Transfer
Record Updated	Sep 7, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	216 CEDAR ST, WEST BRANCH, IA 52358-8617

Mortgage

Document Number	0001488/57
Date	Oct 3, 2019
Book Page	1488/57
Instrument	3078

Lender

Name	GREENSTATE CREDIT UNION

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.1%
Type Change Date	Sep 5, 2024
Index	1-Year CMT

Tax Assessment & Valuation

The 2026 property tax bill for 216 Cedar St was $3,440.

Source: Cedar County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Cedar County
Municipality	West Branch City
Unified School District	West Branch Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,440.00	$219,100 (-) Land $19,160 Building $199,940	$219,100 (-) Land $19,160 Building $199,940
2025	$3,440.00 (-4.07%)	$219,100 Land $19,160 Building $199,940	$219,100 Land $19,160 Building $199,940
2024	$3,586.00
2023		$204,920 (+24.4%) Land $19,160 Building $185,760	$204,920 Land $19,160 Building $185,760
2022	$3,264.00	$164,730 Land $17,790 Building $146,940
2021			$164,730 Land $17,790 Building $146,940

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 216 Cedar St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 17, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	13 (1982–2018)
Claims Outside the SFHA	1 of 13
Most Recent Claim	Oct 2018 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jun 2014 · 5 claims Severe Storms & Flooding, Aug 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 216 Cedar St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 58% of Iowa
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST BRANCH WATER WORKS serves 2,509 people · EPA ID IA1694000
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Liberty Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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