216 Cedar St, Somerville, MA 02145 Property Records

Middlesex County and Somerville City property record for 216 Cedar St, Somerville, MA 02145

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 827 sqft · built 1910
Lot Size	0.071 acres (3,080 sqft)
Owner	Individual Name on Record
Last Sale	$699,000 (Aug 2025)
Tax Bill	$7,113 (2025)
Deeds & Mortgages	Aug 2025 Sale & Mortgage Jun 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-G-5 SUB LOT:3`

Property Details

APN / Parcel Number

Primary APN	`28-G-5 SUB LOT:3`
Alternative APNs	`SOME M:28 B:G L:5 U:3` `20071040`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	827 sqft Living Area
Gross Area	1,247 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Other
Lot Area	3,080 sqft (0.071 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	20071040
Street Address	216 CEDAR ST
City	SOMERVILLE
State	MA
Zip	02145-3521
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	NR
Legal Block	G
Legal Lot Number	5
Jurisdiction	SOMERVILLE MA
Township / Civil Division	SOMERVILLE
Census Block Group	2
Census Block	2002
Census Tract	350400

Owner

Source: Middlesex County and Somerville City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	216 CEDAR ST, 3-218, SOMERVILLE, MA 02145-3521
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2025	Condominium Deed, Transfer · Conventional Mortgage WINCHESTER COOPERATIVE BANK
Jun 22, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance MSA LENDING LLC
Apr 21, 2017	Quit Claim Deed, Transfer · Conventional Mortgage MORTGAGE NTWK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2025 · Amount on Record
Deed Sale	Aug 1, 2025 · Amount on Record
Prior Sale	Apr 21, 2017 · Amount on Record
Deed Book / Page	84440 / 389
Transfer Doc	44754-549
Record Updated	Sep 20, 2026

August 2025: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	SOMERVILLE MA
Recording Date	Aug 1, 2025
Property Address	216 CEDAR ST, SOMERVILLE, MA 02145-3521
Document Number	084440-389
Book / Page	84440 / 389
Instrument Date	Aug 1, 2025
Instrument	91242
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	216 CEDAR ST # 3-218, 3-218, SOMERVILLE, MA 02145-3521

Mortgage

Document Number	0000091243
Date	Aug 1, 2025
Instrument	91243

Lender

Name	WINCHESTER COOPERATIVE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Aug 1, 2032
Index	5-Year CMT

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERVILLE MA
Property Address	216 CEDAR ST, SOMERVILLE, MA 02145-3521
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	74941-110
Date	Jun 22, 2020
Book Page	74941/110
Instrument	97754

Lender

Name	MSA LENDING LLC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2035

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SOMERVILLE MA
Recording Date	Apr 21, 2017
Property Address	216 CEDAR ST, SOMERVILLE, MA 02145-3521
Document Number	69170-276
Book / Page	069170 / 000276
Instrument Date	Apr 13, 2017
Instrument	58108
Transaction Type	Transfer
Record Updated	May 9, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,416.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	33 REGENT ST CAMBRIDGE MA 021402111, CAMBRIDGE, MA 02140-2111

Mortgage

Document Number	69170-279
Date	Apr 21, 2017
Book Page	069170/000279
Instrument	58109

Lender

Name	MORTGAGE NTWK
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 20, 2047

Tax Assessment & Valuation

Source: Middlesex County and Somerville City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Somerville City
Unified School District	Somerville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,113.00 (+6.48%)	$652,000 (+2.68%) Building $652,000	$657,115 (-13.24%)
2024	$6,680.00 (-2.01%)	$635,000 (-3.69%) Building $635,000	$757,435
2023	$6,817.00	$659,300 Building $659,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOMERVILLE WATER DEPT. (MWRA) serves 81,045 people · EPA ID MA3274000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Netafy Fixed Wireless	608 / 135
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Starry, Verizon.

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