216 Bray St, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 216 Bray St, Gloucester, MA 01930

Property Summary

Property Type	Duplex
Details	4 bd · 3 ba · 3,945 sqft · built 1994
Lot Size	0.832 acres (36,258 sqft)
Owner	2 Company Names on File
Last Sale	$69,900 (Nov 1992)
Tax Bill	$12,202 (2025)
Deeds & Mortgages	May 2026 Transfer Apr 2026 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`GLOU M:0254 B:0071 L:0000`

Property Details

APN / Parcel Number

Primary APN	`GLOU M:0254 B:0071 L:0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Units	2 Units
Stories	2 Stories
Building Area	3,945 sqft Living Area
Gross Area	7,822 sqft
1st Floor Area	2,823 sqft
Basement Area	1,548 sqft
Unfinished Basement	1,548 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	36,258 sqft (0.832 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	216 BRAY ST
City	GLOUCESTER
State	MA
Zip	01930-1551
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-80
Legal Subdivision	CASTLE VIEW
Legal Block	71
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	3
Census Block	3024
Census Tract	221902

Owner

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	216 BRAY ST, GLOUCESTER, MA 01930-1551
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
May 28, 2026	Quit Claim Deed, Transfer Quitclaim
Apr 9, 2026	Deed of Trust, Mortgage · Line of Credit CAPE ANN SAVINGS BANK
Dec 4, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance CAPE ANN SAVINGS BANK
Oct 8, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA
Nov 4, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 13, 1992 · Amount on Record
Deed Sale	Nov 13, 1992 · Amount on Record
Deed Document Number	1992
Deed Book / Page	11594 / 565
Last Transfer Date	May 27, 2026
Transfer Doc	043412-253
Record Updated	Sep 20, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	May 28, 2026
Property Address	216 BRAY ST, GLOUCESTER, MA 01930-1551
Document Number	043412-253
Book / Page	43412 / 253
Instrument Date	May 27, 2026
Instrument	20264770
Transaction Type	Transfer
Record Updated	Jul 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	216 BRAY ST, GLOUCESTER, MA 01930-1551

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Recording Date	Apr 9, 2026
Property Address	216 BRAY ST, GLOUCESTER, MA 01930-1551
Document Number	043320-361
Book / Page	43320 / 361
Instrument Date	Apr 4, 2026
Instrument	2026860
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	216 BRAY ST, GLOUCESTER, MA 01930-1551

Mortgage

Document Number	0000000860,
Date	Apr 9, 2026
Book Page	43320/361
Instrument	2026860

Lender

Name	CAPE ANN SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	May 1, 2051

Interest

Rate	6%
Max Rate	-1%

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	216 BRAY ST, GLOUCESTER, MA 01930-1551
Transaction Type	Mortgage
Record Updated	Dec 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041888-562
Date	Dec 4, 2023
Book Page	41888/562
Instrument	20231204001130

Lender

Name	CAPE ANN SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Jan 1, 2049

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	216 BRAY ST, GLOUCESTER, MA 01930-1551
Transaction Type	Mortgage
Record Updated	Oct 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	40363-273
Date	Oct 8, 2021
Book Page	40363/273
Instrument	20211008003830

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	145 Months
Due	Nov 1, 2033

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	216 BRAY ST, GLOUCESTER, MA 01930-1551
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37997-553
Date	Nov 4, 2019
Book Page	37997/553
Instrument	20191104004150

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$12,202.00 (+1.04%)	$1,255,400 (+1.15%) Land $300,000 Building $955,400
2024	$12,076.00 (-7.68%)	$1,241,100 (+0.48%) Land $285,700 Building $955,400
2023	$13,081.00	$1,235,200 Land $255,000 Building $980,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 51 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	51 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2005

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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